First Southern National Bank
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Online Banking

When it comes to managing your business accounts, we have smart, simple online solutions to help. All First Southern business account customers can track the status of what is coming in and going out of your business accounts, check your balances, transfer funds between accounts and pay bills online.

Enroll today and you can:

  • Access real-time account balances and track transaction history for all your accounts
  • Transfer funds between existing accounts and eligible loans (including credit lines)
  • View account statements and check images
  • Download account information to Quicken or Microsoft Money
  • Submit stop payment requests on checks
  • Schedule recurring transfers
  • Set up reminders and alerts
  • Re-order checks
  • Track your stock portfolio

Looking for More?

If you’re looking for a more robust online solution to help you manage your business banking accounts without investing in expensive software, our Business Banking Online service may be just what you need. It can do everything our online banking system can do, with the added features useful to you as a business owner or manager. Click here to read more

Frequently Asked Questions About Online Banking

First Southern Online Banking is a secure remote account access service provided to our customers worldwide through the Internet. Customers enrolling for this service can view their accounts, make transfers between their checking and savings accounts, make payments to First Southern loans, and perform other miscellaneous customer services.

Business Banking Online is a more robust online banking service exclusively for our business owners and managers.

There is no charge for using our Online Banking service.

Fees and charges associated with our Business Banking Online system vary based on usage.

When you are using First Southern Online Banking, you are using a secure site. First Southern has taken steps to ensure that accessing your accounts via the Internet is safe and secure, by implementing state-of-the-art security standards.

Additionally, we allow you to select a password of your choosing that will be easy for you to remember and keep "secret". This password is used to authenticate you each time you log on to the First Southern Online Banking system, prior to allowing you to begin viewing your information. The confidentiality of your accounts is maintained as the data is passed from our host computer to your personal computer in an encrypted format, where your browser then decodes the information for you to view. This prevents the data from being intercepted and/or viewed by an unauthorized third party.

First Southern has also installed secure firewalls to ensure that no unauthorized access is permitted. Additionally, each user session is set up for a specific period of time; when it is exceeded the session times out. If your session times out, you will need to login again. This reduces the window of opportunity for an unauthorized user to access your account information if you walk away from your computer without logging off. Every effort has been made to ensure that this system is as secure as possible.

The bank is confident that offering you account access through Online Banking is safe and that your account information remains confidential, as long as you follow safe computing standards.

Any personal computer with the ability to access the Internet can be used to access Online Banking.


It is strongly recommended that you have a personal computer with a secure browser which supports 128-bit, U.S. security level, encryption. Because First Southern Online Banking is accessed through the Internet you do not need any special software.

Yes, you can use a Mac for accessing First Southern Online Banking, provided you have a compatible browser. However, keep in mind that the size of your monitor, how you set your computer preferences and the type of browser that you use may affect how information is displayed on your screen.

Yes. Because First Southern Online Banking is an Internet-based account access service, it is available worldwide. However, you must have a compatible browser.

Transfers made through First Southern Online Banking will be immediately reflected on your Transfer Confirmation Page. Transfers will also be reflected in the Available Balances on the Account Summary and Account Detail screens at the time that you submit the transfer request; however, they will not actually be posted until the end of the business day.

First Southern National Bank's online business day ends at 6 p.m. Eastern Time, 5 p.m. Central Time, Monday through Friday, with the exception of holidays.

Payments made to loans prior to the end of our online business day will be posted on the same day they are made.


If you forget your First Southern Online Banking password, you may select the Lost Password link from the First Southern Online Banking login page. You will be prompted to enter your User ID and answer three pre-selected validation questions. After your identity has been validated, you will be able to create a new password. If you experience difficulties using this feature, please call 866-602-3762.