First Southern National Bank

Compare Checking Accounts

Every First Southern Checking account is feature-packed and includes: VISA Debit Card, Online Banking, Online Statements, Telephone Banking, Online Bill Pay, Mobile Banking,* Round-Up Savings and Special Overdraft Protection!**

Online Checking

No Monthly Maintenance Fee

No Minimum Balance

Limited Check-Writing
($2 excess paper item fee per item in excess of 5 per statement cycle)

Paper Statements Available
($5 fee applies)

First Class Checking

No Minimum Balance Requirement

Unlimited Check-Writing

Interest-Bearing for Daily Balances over $2,500

Exclusive Benefits:
Accidental Death & Dismemberment Insurance
Roadside Assistance
Cell Phone Protection
Full Service Travel Agency
Shopping and Entertainment Discounts
Price Protection
Warranty Registration
Identity Restoration Services

Traditional Checking

(formerly Choice Checking)
$500 Minimum Balance Requirement

Unlimited Check-Writing

Interest-Bearing for Daily Balances over $2,500
($7.95 fee waived if you’re a student, senior (55+) or veteran or if you maintain a $500 minimum balance)


* Additional charges may apply.
** Additional fees apply, based on usage.
† Benefits are provided by non-affiliated third parties.

We're pleased to extend special pricing to First Class Checking account holders who are veterans or seniors (55 or older) and for Online Statement enrollment (maximum discount of $2.00 per account per month).

Switching banks is a big decision. Switching to First Southern is a good decision. We would love to help guide you step-by-step through the process of moving your account to First Southern National Bank. We’ve created a helpful Switch Kit to walk you through the steps. Click the Make the Switch link above, or you can let us know you’re ready to switch by clicking below and filling out the Get in Touch form and one of our bankers will contact you personally.

A First Southern deposit expert will help analyze your needs, explain your options and answer your questions.

Open your new account online now!