For most people, a mortgage is the largest loan they’ll ever have. It's essential to understand all that goes into the cost and your responsibility in paying it back.The True Cost of a MortgageInstead of focusing solely on your monthly payment, take a step back and look at the total expense spread across the entire term
By knowing what you’re looking for in an employee and providing incentives to attract skilled candidates, you can create a strong team. Your Role Offering the right incentives will help attract the best possible talent to your business. Most potential employees look for a company that offers a well-rounded health plan. Depending on how extensive
Health insurance has changed dramatically in the last few years, which means you'll have to consider various healthcare options. It’s common practice for small businesses to include health insurance in an employee benefits package. And since group plans are generally cheaper than an individual policy, both you and your employees can be covered for less
You’ve found an ambitious, hard-working group of employees to help make your business a success. Now your challenge is to create a motivational, exciting, and productive workplace. As an employer, it’s important to stay aware of your employees’ feelings about their jobs, as well as establish a rewarding environment in your workplace, whether that's an
Building a business costs money—usually more than you can generate from your operating revenues alone. Securing the funds you need will require careful planning and preparation. Whether you’re a fully operating business looking to add a new truck to your fleet or build a new location, or if you're just starting out, you’ll need money
The Small Business Administration (SBA) is a US-based institution which helps reduce risk to lenders, making it easier for small businesses like yours to get a loan. Loans backed by the SBA ("SBA loans") provide many benefits to small businesses, including long repayment options with reasonable interest rates. They also help lenders by guaranteeing a
Although it’s tempting to try and run a business on your own, it’s usually a good idea to get professional help. Hiring lawyers and accountants can help keep you out of legal and financial trouble, while public relations experts get your company in the public eye. Technology consultants keep you aware of the solutions that
Buying food is essential, of course, but if you’re not careful, it can also eat into your budget. Reevaluating Costs Reducing your food bill starts by creating a budget. In order to make a change, you need to know what you’re currently spending and set a goal. Once you know how much you
First Southern National Bank, is a member of the FDIC (Federal Deposit Insurance Corporation). But what does that mean for you? What does this mean for you as a customer? Since 1933, no depositor has ever lost a penny of FDIC-insured funds. Today, the FDIC insures up to $250,000 per depositor per FDIC-insured bank.
First Southern National Bank is pleased to announce two new hires to join the Bowling Green Branch located at 1214 Ashley Circle. Quinten Curry and Chris Hood, both Warren County natives, will serve the community in Loan and Business Development roles. “We are thrilled to have Chris and Quinten join our Business Development team,” says Rebeca
Our customer, and local teacher, Chris Woolums, shares how First Southern National Bank partnered with him to help serve our Kentucky communities in impactful ways during the COVID-19 pandemic. Stanford Elementary Teacher Chris Woolums felt called to use his expertise in 3D printing to help provide PPE for those facing COVID-19 around
