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About Allison Cross

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So far Allison Cross has created 235 blog entries.

14 Ways to Cut Household Expenses

2024-01-12T18:41:49+00:00January 12th, 2024|

Changes to the economy, your situation, or your goals may prompt you to take a look at your budget for opportunities to save. But where do you start? These lists will help you make changes, both big and small, to your budget. Entertainment and Hobbies This category can be the easiest to cut

Best Practices for Using a Credit Card

2024-01-12T16:43:51+00:00January 12th, 2024|

By properly managing a credit card, you can earn rewards and build your credit score, all while making your regular purchases. Get the Right Card The first step to best using a credit card is to get the right one. That means doing your research. You should consider your spending habits and priorities

8 Tips to Reduce Your Food Bill

2024-01-11T15:22:40+00:00January 11th, 2024|

Buying food is essential, but if you’re not careful, it can also eat into your budget. We’ve all given into the temptation of dinner at an expensive restaurant or a thoughtless trip to the grocery store where you throw anything and everything into the cart. Unfortunately, these expenses add up quickly and can cause your

Using Credit

2024-01-09T21:47:19+00:00January 9th, 2024|

Borrowing money makes it possible to afford things that you couldn’t otherwise, but make sure you understand what you’re signing up for to avoid falling into overwhelming debt. Paying it Back Let’s be clear right from the beginning: when you pay for something with credit, you’re still on the hook for that money.

Guide to Resuming Student Loan Payments

2024-01-09T21:09:06+00:00January 9th, 2024|

After more than three years of paused repayments, millions of borrowers resumed payments on student loans in October 2023. What Happened Student loan payments were originally paused in March 2020 by then-President Donald Trump as part of Covid-19 relief, and extended multiple times by President Joe Biden. In August 2022, President Biden announced a

Check it Out

2024-01-09T20:57:17+00:00January 9th, 2024|

Picture this: you’re standing at the grocery store register on a busy day. The lady behind you is grumbling about how you’re taking too long. You feel like everyone is staring at you. All because you’re stuck fumbling in your wallet for exact change. You keep thinking “there’s got to be a better way to

What is HELOC?

2024-01-09T20:51:01+00:00January 9th, 2024|

A home equity line of credit (HELOC) is a line of credit that allows you to tap into your home’s equity. How it Works Like a credit card, a HELOC is a revolving line of credit that allows you to borrow up to a certain limit, pay it off, and then borrow it

Fixed vs. Variable College Costs

2024-01-09T20:40:22+00:00January 9th, 2024|

Credit doesn’t have to be a difficult concept for kids to grasp. In fact, a lot of the protocol backing credit usage is fairly relatable to kids of all ages. But that’s just it, not all ages are capable of understanding the same credit concepts. Breaking up the concepts throughout the life of an aging

8 Lessons to Teach Kids about Credit for Grades K-12

2024-01-09T19:30:04+00:00January 9th, 2024|

Credit doesn’t have to be a difficult concept for kids to grasp. In fact, a lot of the protocol backing credit usage is fairly relatable to kids of all ages. But that’s just it, not all ages are capable of understanding the same credit concepts. Breaking up the concepts throughout the life of an aging

Changes to the 2024-2025 FAFSA Form

2024-01-09T20:16:48+00:00January 9th, 2024|

The government has rolled out significant changes to the 2024-2025 Free Application for Federal Student Aid (FAFSA). Get caught up on all the updates so you can fill out your FAFSA effectively. Changes to the Filing Process The biggest change in filling out

First Southern hosts large crowd for GospelFest 2023

2023-09-22T13:25:28+00:00September 22nd, 2023|

CENTRAL CITY, KY – First Southern National Bank recently hosted a crowd of around 3,500 people at the 2023 GospelFest. People came from all over to enjoy the event including Nancy Block, who came all the way from Kansas City to attend the event with her friend Carmel. Block said she was excited because her friend had

First Southern to host 2023 GospelFest & 40th Anniversary Celebration

2023-08-08T15:50:46+00:00August 8th, 2023|

CENTRAL CITY, KY – First Southern National Bank is hosting the 2023 GospelFest event on August 30th. GospelFest is a free concert that is held every year at the Lu-Ray Park Amphitheater with gospel musical acts and family entertainment. Bring your lawn chairs and listen to music from Jason Crabb, Kelly Crabb & The Bowling Sisters,

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