First Southern National Bank has partnered with Banzai to bring you clear, in-depth lessons to help you dive into the financial topics you care most about.

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Coach: Filling Out the FAFSA

2020-06-30T19:23:43+00:00March 31st, 2020|

Coach: Filling Out the FAFSA HOW IT WORKS Every year, billions of dollars are left in unclaimed federal aid funds. This means that thousands of eligible students aren't filling out and submitting the Free Application for Federal Student Aid, or FAFSA. It may seem intimidating, but the FAFSA is the best way to reduce the ever-rising costs

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Critical Retirement Choices

2020-08-10T18:12:08+00:00March 26th, 2020|

You’ll have the answers you need down the road if you ask the right questions now. The idea of retiring isn't new. People who grew too old or too ill stopped working and stayed home long before pensions and Social Security. But as people live longer, the retirement experience takes on a different

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Dealing With Illness

2020-06-30T19:23:37+00:00March 25th, 2020|

Illness can befall anyone, but if you have a plan in place for those circumstances, you can rest easier. Serious sickness can strike both suddenly and unexpectedly. And its effects can be devastating to your emotional health, your financial resources, and your long-term plans. But if you're prepared, it's possible to weather an illness.

Preparing For A Baby

2021-08-23T20:06:47+00:00March 25th, 2020|

Are you adding a child to your family? Congrats! Whether it be through birth or adoption, parenthood is very fulfilling for many people. As with any major life change, if you have a better grasp of the financial requirements and tasks, you can be better prepared for what's ahead. Plan Plan

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Government Assistance

2020-06-30T19:24:38+00:00March 25th, 2020|

If you don’t make enough money to cover your basic expenses, there are safeguards in place to help you make ends meet. The U.S. Government has several programs in place to help make paying for necessities like food, healthcare, and even housing easier. Understanding more about government assistance ensures that you’ll know where to turn if you ever

  • Woman buying the car.

Getting a Car

2020-06-30T19:28:42+00:00March 16th, 2020|

When looking for a new car, you have three main options: buy used, buy new, or lease. There are pros and cons to each method. Your choice will be based on various financial considerations, driving habits, and personal preference. Used Buying a used car is appealing to many people. Used cars

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Selling Your Home

2020-06-30T19:30:11+00:00March 16th, 2020|

Selling your home and buying a new one when you retire can be a taxing experience. Many people remain in the community where they've been living when they retire, though not necessarily at the same address. Others think of retirement as the time to move to the mountains, the desert, the beach, or

  • real estate agent hands keys from new home.

Buying a Home

2020-06-30T19:30:14+00:00March 16th, 2020|

Buying a home may be one of the biggest financial decisions you'll ever make. Start by defining your goals. Consider where you want to live, the features you're looking for, what you can afford, and a realistic date for having the money you'll need. Then apply your knowledge to making this key decision.

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Auto Loan Payoff Calculator

2020-06-30T19:31:30+00:00March 13th, 2020|

Auto Loan Payoff Calculator HOW IT WORKS The price of your vehicle, down payment you make, length of the loan, and interest rate are all factors that determine how much you'll pay for your car. Adding a bit more to your payments each month can help you pay off your car loan sooner and, ultimately, save you

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Cost of Living Calculator

2020-06-30T19:31:28+00:00March 13th, 2020|

Cost of Living Calculator HOW IT WORKS Not all cities cost the same to live there, so it's important to predict what expenses will change if you move and by how much. The Cost of Living Calculator is a tool that will show you a comparable salary between two different cities as well as how prices may

  • illustration of senior man sitting on his porch

Retirement Calculator

2020-06-30T19:32:58+00:00March 12th, 2020|

Retirement Calculator HOW IT WORKS It's critical to begin saving for retirement as early as possible; that's because it can take time for your funds to grow. This calculator will allow you to see how much you need to save now in order to enjoy your current standard of living when you retire. Start by entering

  • little boy holds a piggy bank with First Southern on it

Teaching Children About Money

2021-05-11T15:27:06+00:00March 9th, 2020|

If you have children or grandchildren, or if you have a special relationship with your niece or nephew or the child of a dear friend, you can enrich their lives in many ways. One of the most important things you can teach is how to manage their money and invest for the future. The

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