Banzai!

First Southern National Bank has partnered with Banzai to bring you clear, in-depth lessons to help you dive into the financial topics you care most about.

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Coach: Get Out of Debt

2020-06-30T19:28:54+00:00March 17th, 2020|

Coach: Get Out of Debt HOW IT WORKS Managing debt is the best way to find financial freedom. This Coach session will provide useful strategies to manage your personal debt situation and create a plan to payoff your debts using the debt snowball or avalanche methods. To begin the Coach session, select Get Started. Next, follow along,

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Coach: Retirement Funds

2020-06-30T19:28:56+00:00March 16th, 2020|

Coach: Retirement Funds HOW IT WORKS When you invest in a retirement account, your money will grow until you're ready to retire. But how do you know whether to use a Traditional or Roth retirement account? The Coach session will walk you through both types of accounts and show how your personal retirement savings will be affected

  • for sale sign with house keys

Selling Your Home

2020-06-30T19:30:11+00:00March 16th, 2020|

Selling your home and buying a new one when you retire can be a taxing experience. Many people remain in the community where they've been living when they retire, though not necessarily at the same address. Others think of retirement as the time to move to the mountains, the desert, the beach, or

  • real estate agent hands keys from new home.

Buying a Home

2020-06-30T19:30:14+00:00March 16th, 2020|

Buying a home may be one of the biggest financial decisions you'll ever make. Start by defining your goals. Consider where you want to live, the features you're looking for, what you can afford, and a realistic date for having the money you'll need. Then apply your knowledge to making this key decision.

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Asset Depreciation Calculator

2020-06-30T19:30:20+00:00March 13th, 2020|

Asset Depreciation Calculator HOW IT WORKS The value of an asset will most likely decrease over time. This means that many business purchases will need to account for deprecation in order to calculate the correct tax deductions each year. To achieve this, the cost of an asset should be spread evenly over its useful life; this is

  • illustration of man riding a ball and chain of debt

Debt Payoff Calculator

2020-06-30T19:30:28+00:00March 13th, 2020|

Debt Payoff Calculator HOW IT WORKS Most everyone would prefer to live debt-free, and by adding to your monthly payment toward debt, you can become debt-free quickly and save money on interest. This calculator will show you how long it will take to pay off a loan and how much interest will accrue over the length of the loan.

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Auto Loan Payoff Calculator

2020-06-30T19:31:30+00:00March 13th, 2020|

Auto Loan Payoff Calculator HOW IT WORKS The price of your vehicle, down payment you make, length of the loan, and interest rate are all factors that determine how much you'll pay for your car. Adding a bit more to your payments each month can help you pay off your car loan sooner and, ultimately, save you

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Cost of Living Calculator

2020-06-30T19:31:28+00:00March 13th, 2020|

Cost of Living Calculator HOW IT WORKS Not all cities cost the same to live there, so it's important to predict what expenses will change if you move and by how much. The Cost of Living Calculator is a tool that will show you a comparable salary between two different cities as well as how prices may

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Early Mortgage Payoff Calculator

2020-06-30T19:31:26+00:00March 13th, 2020|

Early Mortgage Payoff Calculator HOW IT WORKS The cost of a mortgage will continue to grow over the length of the loan. Over time, interest can add thousands of dollars to what you owe for your home. The quicker you payoff the mortgage, the less time that interest has to accrue, and the less you'll need to

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Credit Card Payoff Calculator

2020-06-30T19:31:40+00:00March 13th, 2020|

Credit Card Payoff Calculator HOW IT WORKS Credit cards often have high-interest rates, so it's crucial to pay them off quickly. This calculator will show you how long it will take to pay off your credit card balance and how much you'll end up paying in interest. Just enter the balance of your credit card and the interest

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Mortgage Calculator

2020-06-30T19:31:48+00:00March 12th, 2020|

Mortgage Calculator HOW IT WORKS Because mortgage payments divide the cost of the mortgage into monthly chunks for the length of the loan, it can be hard to assess how much you'll end up paying in total for your home, and with interest, the amount you pay can be a lot more than you'd think. This calculator

  • illustration of senior man sitting on his porch

Retirement Calculator

2020-06-30T19:32:58+00:00March 12th, 2020|

Retirement Calculator HOW IT WORKS It's critical to begin saving for retirement as early as possible; that's because it can take time for your funds to grow. This calculator will allow you to see how much you need to save now in order to enjoy your current standard of living when you retire. Start by entering

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