Monthly Archives: March 2020

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Mortgage Affordability Calculator

2020-06-30T19:22:38+00:00March 31st, 2020|

Mortgage Affordabilty Calculator HOW IT WORKS It's important to know if the monthly payments on a mortgage will fit within your budget. Simply said, this calculator helps you do that. Start by entering how much you think your monthly mortgage payment will be. Next, enter your monthly income after taxes. Finally, enter your expenses; add and delete categories

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Emergency Funds

2020-06-30T19:22:10+00:00March 31st, 2020|

One of the most effective tools for preventing a large-scale financial disaster is an emergency fund, an amount of money that is set aside to cover unexpected expenses, or to keep you afloat if no regular income is coming in. Even if you have a great handle on your finances, unexpected challenges can

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Credit Scores

2020-06-30T19:22:36+00:00March 31st, 2020|

Even if you're financially responsible, life's unpredictable nature can sometimes catch you off guard, at times making it dangerously easy to fall into debt. Your credit score, also called a FICO score, is an actual number, between 300 and 850. The higher the number, the better: a score of 740 to 799 is

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Coach: Am I Ready to Retire?

2020-06-30T19:22:55+00:00March 31st, 2020|

Coach: Am I Ready to Retire? HOW IT WORKS Every individual has a different goal for retirement. This Coach guides you through setting a personal retirement goal and predicts your total retirement savings. It then helps you evaluate whether you're on track to meet your goal. To begin the Coach, select "Get Started." Disclaimer

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Coach: Filling Out the FAFSA

2020-06-30T19:23:43+00:00March 31st, 2020|

Coach: Filling Out the FAFSA HOW IT WORKS Every year, billions of dollars are left in unclaimed federal aid funds. This means that thousands of eligible students aren't filling out and submitting the Free Application for Federal Student Aid, or FAFSA. It may seem intimidating, but the FAFSA is the best way to reduce the ever-rising costs

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Critical Retirement Choices

2020-08-10T18:12:08+00:00March 26th, 2020|

You’ll have the answers you need down the road if you ask the right questions now. The idea of retiring isn't new. People who grew too old or too ill stopped working and stayed home long before pensions and Social Security. But as people live longer, the retirement experience takes on a different

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Debit Cards

2020-06-30T19:26:03+00:00March 26th, 2020|

Cards are a convenient way to pay, and it pays to know the details of how debit cards work. Debit cards are one of the most common forms of payment. In fact, according to Bankrate, 63% of people between 18 and 29 don’t bother with cash, checks, or a credit card, preferring to

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Dealing With Illness

2020-06-30T19:23:37+00:00March 25th, 2020|

Illness can befall anyone, but if you have a plan in place for those circumstances, you can rest easier. Serious sickness can strike both suddenly and unexpectedly. And its effects can be devastating to your emotional health, your financial resources, and your long-term plans. But if you're prepared, it's possible to weather an illness.

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Preparing For A Baby

2020-06-30T19:24:25+00:00March 25th, 2020|

Are you adding a child to your family? Congrats! Whether it be through birth or adoption, parenthood is very fulfilling for many people. As with any major life change, if you have a better grasp of the financial requirements and tasks, you can be better prepared for what's ahead. Plan Plan

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Government Assistance

2020-06-30T19:24:38+00:00March 25th, 2020|

If you don’t make enough money to cover your basic expenses, there are safeguards in place to help you make ends meet. The U.S. Government has several programs in place to help make paying for necessities like food, healthcare, and even housing easier. Understanding more about government assistance ensures that you’ll know where to turn if you ever

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Out Of Work?

2020-06-30T19:24:50+00:00March 25th, 2020|

Unemployment can throw a curveball at your financial plans, but you can mitigate the damage. If that happens to you, do you know how you'd manage financially? It's smart to think about the bills that would have to be paid and whether you have an emergency fund that could help see you through several months of job

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Managing Debt

2020-06-30T19:26:18+00:00March 24th, 2020|

Even if you're financially responsible, life's unpredictable nature can sometimes catch you off guard, at times making it dangerously easy to fall into debt. Dealing with situations beyond your control, such as a serious illness or an unexpected job loss, is difficult for anyone. But it can be especially tough if you're single or have sole responsibility

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