Tiered interest rates, a low minimum balance requirement, and flexible withdrawals make our Money Market Accounts a great savings option.

Performance and Flexibility

The tiered interest rates of our Money Market Accounts give you the performance you demand, while up to 6 fee free transfers per statement cycle give you the flexibility you need. Plus, our Online Banking and Mobile Banking App make it simple to access your finances on-the-go.


A Money Market Account from First Southern comes with the following benefits:

Interest Bearing

Tiered interest rate is credited monthly.

Six Fee Free Transfers

Six transfers permitted per statement cycle; $10 excess debit/check fee per transfer over six.

Low Minimum Balance

No minimum balance fee when $2,500 or more is kept in the account; $15 monthly fee if balance falls below $2,500.

FREE Debit Card

FREE Visa debit card with an unlimited number of transactions. Excess debit/check fees and foreign ATM fees may apply.

Online Banking

Free access to our robust Online Banking and Mobile App, including access to Bill Pay.

Free Telephone Banking

Free access to our telephone banking system.

FREE Online Statements

Free online statement with check images.


Platinum Money Market accounts offer the same benefits as our Money Market accounts except that they pay a premium interest rate to customers who continually maintain a balance of more than $50,000. Contact us to learn more.