WE HELP YOU FLOURISH BY HONORING YOUR PRIORITIES

First Class Checking comes with cellphone protection, roadside assistance, and identity theft restoration services, so you can spend less time worrying and more time perfecting silly faces.

First Class All The Way

Our Online Banking and Mobile Banking App make it simple to access your finances on-the-go. It’s easy to pay bills, transfer money, turn cards on and off, view statements, budget and track your spending, access real-time activity, and so much more. We also offer person-to-person payments and support a wide variety of digital wallets.
First Class Checking accounts come with useful benefits like roadside assistance, identity theft restoration, and cell phone protection, just to name a few.

BENEFITS

First Class Checking includes a suite of value-added benefits designed to help you stay protected, save money, and manage everyday life with confidence. Benefits are provided by non-affiliated third-party providers and may require registration or activation.

Roadside Assistance Service

Enjoy 24-hour roadside assistance services including vehicle towing, fuel, oil, fluid or water delivery, and battery, lock-out, or tire assistance, up to $100 per occurrence.**

Cell Phone Protection

Covers damage or theft of up to four cellular phones listed on your monthly cell phone bill and paid for using your First Class Checking account. Coverage includes up to two claims per eligible account per twelve-month period, up to $400 per claim, with a $50 deductible per claim.**

Help Better Protect Your Identity

Includes comprehensive identity theft resolution services with Fully Managed Recovery, Debit and Credit Card Registration, and Dark Web Monitoring. Access a dedicated fraud specialist to manage your case until identity is restored.**

Telehealth

Access 24/7 video or phone visits with U.S.-based, board-certified, licensed, and credentialed doctors. Doctors are available to assist with physical and mental health care needs. Zero copays, no surprise bills, and discounts on prescriptions and lab work. This is NOT insurance

ATM Fee Benefit

First Southern National Bank will not charge a fee for transactions conducted at another bank’s ATM.

Travel and Leisure Discounts

Redeem and print coupons online and access discounts from your mobile device. Enjoy local and national discounts on hotels, restaurants, rental cars, auto care, museums, sporting event, salon services, and more.

Accidental Death & Dismemberment Insurance

Receive up to $5,000 in Accidental Death & Dismemberment coverage. Coverage divides equally among joint account owners and reduces by 50% at age 70.**

Debit Advantage® – Extended Warranty

Extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases when the original warranty is less than five years. Item(s) must be purchased entirely with your First Class Checking account for coverage.

Health Discount Savings

Access savings on vision care, prescriptions, and dental services.** This is NOT insurance

$5.95 monthly account fee +

Benefits are provided by non-affiliated third parties.


*You may still incur fees from the ATM owner.
**Subject to terms and conditions.

Already a First Class customer?

Login below to access you benefits. Be sure to review the Terms of Use and Guide to Benefits found on the Benefit Site.

WE HELP VETERANS & SENIORS FLOURISH

First Southern is proud to offer special pricing to First Class Checking account holders who are veterans, seniors (55 or older), or active duty military as well as for enrollment in Online Statement (maximum discount of $2.00 per account per month).