WE BELIEVE IN BEING PREPARED
Health emergencies can sometimes come without warning. Be prepared for those unexpected expenses with a Health Savings Account.
Smart. Simple. Rewarding.
Having a Health Savings Account (HSA) at First Southern is smart and simple. An HSA is a tax-exempt account established exclusively for paying qualified medical expenses. There are many reasons why an HSA is good for you and your family:
- The funds deposited into your account are not federally taxed, nor is the interest you earn on the account balance.
- Use funds deposited into your HSA to pay for current and future medical expenses for yourself, your spouse or your dependents using your special HSA debit card or transfer funds to your checking account to pay for or reimburse yourself for payment of qualified expenses.
- This is not a “use it or lose it” type of account. You may accumulate your unused balance and interest without limit and access the funds in subsequent years.
A First Southern HSA features the benefits below:
Earns interest regardless of your balance; interest credited monthly.
FREE Debit Card
FREE debit card with an unlimited number of transactions
No Annual Fee
No annual fee or monthly maintenance fee
Free access to our robust Online Banking and Mobile App, including access to Bill Pay.
Free Telephone Banking
Free access to our telephone banking system.