First Southern National Bank has partnered with Banzai to bring you clear, in-depth lessons to help you dive into the financial topics you care most about.

The Power of Diversification

2023-06-08T16:52:08+00:00June 15th, 2023|

Building a successful investment portfolio requires careful consideration and strategic planning. One key principle that has stood the test of time is diversification. Come with us as we explore the benefits of investing in a diversified portfolio. By spreading your investments across different asset classes, industries, and geographical regions, you can mitigate risk, enhance returns, and achieve long-term

How to save money on summer vacation

2023-06-29T00:46:18+00:00May 21st, 2023|

How to save money on summer vacation Summer is a time of fun and adventure, but it can also be a time of significant expense, especially when it comes to planning a family vacation. The good news is that with a little bit of planning and creativity, it is possible to enjoy a

Retirement Planning

2023-05-01T16:04:58+00:00May 8th, 2023|

How to ensure you're on track for a comfortable future. Retirement is a phase of life that many look forward to. It's a time when you can relax, travel, pursue hobbies, or spend more time with loved ones without the burden of a full-time job. However, you must have a solid plan to

Understanding Your Credit Score

2023-03-31T17:46:25+00:00April 14th, 2023|

Understanding Your Credit Score Your credit score is a crucial factor that lenders, credit card companies, and other financial institutions use to evaluate your creditworthiness. A high credit score can make securing loans, credit cards, and other financial products easier at lower interest rates. All these numbers can be confusing; let us explain

Student Loan Early Payoff Calculator

2021-11-04T15:42:51+00:00November 4th, 2021|

Student Loan Payoff Calculator HOW IT WORKS By adding just a bit to your monthly student loan payment, you can greatly reduce the time it takes to pay off the loan as well as lessen the amount you pay in interest. This calculator will demonstrate how much time and money you can save by adding a certain amount

Emergency Fund Calculator

2021-11-04T14:39:12+00:00November 4th, 2021|

Emergency Fund Calculator HOW IT WORKS An emergency fund can be used to pay for essential expenses and propel you through a tough time. It should cover your take home pay for at least three months, but ideally six. This calculator shows you how much you need to save each month to reach your emergency fund savings goal.

Inflation Calculator

2023-09-15T17:44:03+00:00November 4th, 2021|

Inflation Calculator HOW IT WORKS Inflation measures the rate of rising prices in an economy. Contributing factors include an increase in the cost to produce goods or an increase in the demand for goods or services. No matter the reason, inflation is typical and the Fed has an inflation target of approximately 2% (this helps a healthy

What is Inflation?

2021-11-04T13:25:13+00:00November 4th, 2021|

Inflation measures how much prices rise over time. When prices rise, the value of a dollar falls and your purchasing power goes down. What is Inflation? The price of goods and services—stuff you buy—isn’t constant; prices change over time. When prices go up, that’s inflation. During moments of inflation, it takes more money

Finding financial success in your 20s

2021-09-24T17:10:22+00:00September 24th, 2021|

Many young adults in their early 20s are experiencing financial independence for the first time. You are beginning to receive larger paychecks that you can spend however you want. Yet, this financial independence is coupled with newfound responsibility. While a large paycheck can seem exciting, once rent, food, gas, insurance and other necessary

The Upside of Frugality

2023-09-20T16:48:58+00:00September 9th, 2021|

Frugal living discussions often talk about pinching pennies or “stretching a dollar.” A penny saved is a penny earned, or so the saying goes, but is that actually the case? What if that penny saved could end up being much more over time? Turns out, living frugally can save you way more than

College Budget Breakdown

2021-07-27T19:37:21+00:00July 27th, 2021|

"How much does college cost?" It’s not to say this question isn’t answerable, but grouping college into one huge expense can be a little deceiving. The cost of a degree is so much more than a singular bill—especially if you factor in questions like where you’ll be living, how you’ll get from point

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