Banzai!

First Southern National Bank has partnered with Banzai to bring you clear, in-depth lessons to help you dive into the financial topics you care most about.

Finding financial success in your 20s

2021-09-24T17:10:22+00:00September 24th, 2021|

Many young adults in their early 20s are experiencing financial independence for the first time. You are beginning to receive larger paychecks that you can spend however you want. Yet, this financial independence is coupled with newfound responsibility. While a large paycheck can seem exciting, once rent, food, gas, insurance and other necessary

The Upside of Frugality

2021-09-09T22:00:27+00:00September 9th, 2021|

Frugal living discussions often talk about pinching pennies or “stretching a dollar.” A penny saved is a penny earned, or so the saying goes, but is that actually the case? What if that penny saved could end up being much more over time? Turns out, living frugally can save you way more than

College Budget Breakdown

2021-07-27T19:37:21+00:00July 27th, 2021|

"How much does college cost?" It’s not to say this question isn’t answerable, but grouping college into one huge expense can be a little deceiving. The cost of a degree is so much more than a singular bill—especially if you factor in questions like where you’ll be living, how you’ll get from point

What a Car Loan Costs

2021-07-26T20:45:19+00:00May 12th, 2021|

When shopping for a car, it's usually best to start by shopping for a car loan. WHAT A CAR LOAN COSTS When you’re shopping for a car loan, remember that what it costs you to borrow depends on three things: The finance charge expressed as an annual percentage rate (APR) The term,

Personal Bankruptcy

2021-06-08T19:25:15+00:00April 16th, 2021|

Bankruptcy is a tool that can help you find financial stability—as a last resort. Understanding Bankruptcy Congress created the Bankruptcy Code, a breakdown of ways a debtor can plan to get out of debt when their creditors are trying to collect. The option to file for personal bankruptcy is there to help a

Personal Loan Calculator

2021-04-16T01:56:30+00:00April 16th, 2021|

Coach: Personal Loan Calculator HOW IT WORKS Ultimately, you can reduce how much you pay toward your personal loan, if you calculate the right amount of money to pay each month. This calculator will help you see how long it will take to pay off your personal loan using your loan’s interest rate and the amount owed.First, enter

The Cost of a Wedding

2021-06-03T21:03:58+00:00April 16th, 2021|

Coach: The Cost of a Wedding HOW IT WORKS Successfully planning a wedding within your budget is challenging but rewarding. This Coach offers assistance in estimating wedding costs specific to you and your partner’s wedding plans. It’s designed to help you get a head start on deciding where, when, and how you’ll be hosting your event. To

Repairing Credit

2021-06-11T01:16:34+00:00April 16th, 2021|

Coach: Repairing Credit HOW IT WORKS Not sure where to begin repairing a less-than-ideal credit score? In this Coach session, get ideas for repairing your credit score in the short- and long-term and create an actionable list. To begin, select Get Started. Follow the prompts, answer the questions, and provide information when asked.

How Do I Build Credit?

2021-04-16T01:35:20+00:00April 16th, 2021|

Coach: How Do I Build Credit? HOW IT WORKS A good credit score has a major impact on your finances, so it’s important to start out strong. In this Coach session, learn how to build a credit score for the first time or boost an already decent score, and create a plan with options that work for

Saving With A Purpose

2021-08-16T17:34:55+00:00October 28th, 2020|

Coach: Saving With a Purpose HOW IT WORKS Saving with a purpose is the secret to making your goals a reality. This Coach session will help you set concrete savings goals and show you how much you need to save every month to reach them. To begin the Coach session, select Get Started. Next, follow along,

Vacation Affordability Calculator

2020-09-15T11:32:42+00:00September 15th, 2020|

Calculator: Can I Afford a Vacation? HOW IT WORKS You’ve got all the details and are ready to make your dream vacation a reality. Make sure your wallet can handle the trip before you hit the road (proverbial or otherwise). First, enter your estimated costs for accommodations, travel expenses, transportation, and activities. Then, tell us how

  • Monthly budget planning

Coach: Trim Your Budget

2020-08-24T18:33:41+00:00August 7th, 2020|

Coach: Trim Your Budget HOW IT WORKS Reducing your monthly expenses is a surefire way to keep more money in your pocket, but getting started is easier said than done. This Coach walks you through your current spending one category at a time and gives you ideas for cutting costs. As you create new spending goals,

Go to Top