First Southern National Bank has partnered with Banzai to bring you clear, in-depth lessons to help you dive into the financial topics you care most about.

  • money jar on fire with hand putting money in

When Times Get Tough

2020-07-01T21:18:29+00:00July 1st, 2020|

Whether you want to get ahead and prepare or find help in the midst of an emergency, there are ways to shore up your financial situation. HOW TO PREPARE When emergencies and unexpected situations strike, it’s important to be prepared and make wise decisions. While tough times can vary, from a

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Reducing Your Food Bill

2020-08-07T19:17:17+00:00June 29th, 2020|

Buying food is essential, of course, but if you’re not careful, it can also eat into your budget. Reevaluating Costs Reducing your food bill starts by creating a budget. In order to make a change, you need to know what you’re currently spending and set a goal. Once you know how much you

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Income and Expenses

2020-06-30T18:49:21+00:00April 17th, 2020|

People spend money. But many people don't know how to track how much they're spending or how to prioritize it. Income and Expenses Making and spending money is a part of everyday financial life. Managing your money successfully relies on figuring out your income and expenses. This boils down to how much

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Emergency Funds

2020-06-30T19:22:10+00:00March 31st, 2020|

One of the most effective tools for preventing a large-scale financial disaster is an emergency fund, an amount of money that is set aside to cover unexpected expenses, or to keep you afloat if no regular income is coming in. Even if you have a great handle on your finances, unexpected challenges can

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Critical Retirement Choices

2020-08-10T18:12:08+00:00March 26th, 2020|

You’ll have the answers you need down the road if you ask the right questions now. The idea of retiring isn't new. People who grew too old or too ill stopped working and stayed home long before pensions and Social Security. But as people live longer, the retirement experience takes on a different

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Debit Cards

2020-06-30T19:26:03+00:00March 26th, 2020|

Cards are a convenient way to pay, and it pays to know the details of how debit cards work. Debit cards are one of the most common forms of payment. In fact, according to Bankrate, 63% of people between 18 and 29 don’t bother with cash, checks, or a credit card, preferring to

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Preparing For A Baby

2020-06-30T19:24:25+00:00March 25th, 2020|

Are you adding a child to your family? Congrats! Whether it be through birth or adoption, parenthood is very fulfilling for many people. As with any major life change, if you have a better grasp of the financial requirements and tasks, you can be better prepared for what's ahead. Plan Plan

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Coach: Create A Budget

2020-06-30T19:28:35+00:00March 18th, 2020|

Coach: Create A Budget HOW IT WORKS You need a budget to tell your money where to go, but making one can seem daunting. This Coach walks you step-by-step through the process of creating a budget that fits your lifestyle. Using the 50/30/20 rule, every dollar is assigned to needs, wants, or savings. You’ll also receive personalized

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Budget Calculator

2020-06-30T19:35:05+00:00March 12th, 2020|

Budget Calculator HOW IT WORKS Budgeting enables you to meet your goals and prioritize your expenses. This calculator provides a way to list your monthly and yearly expenses and compare it to your income, making it simple to create a budget. To use the calculator, enter your monthly after-tax income. Select Add Another to add expenses. Use

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Setting A Budget (Budgeting)

2020-08-07T15:57:14+00:00January 15th, 2019|

A practical, workable budget should be one of the products of the collaborative conversations about money that you have with your partner as you plan how to manage your money. STARTING POINTS Your budget is your blueprint for keeping cash flow positive, and for sticking to your saving goals. Even if you and your

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