WE BELIEVE IN YOUR BUSINESS

We partner with business owners to provide access to the resources and guidance they need to make wise financial decisions.

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We Invest More Than Money

It takes a lot of faith to start your own business. It can take even more to keep the wheels of success turning year after year. We get that. That’s why a loan from us is so much more than money.
We genuinely believe in the people and businesses we loan to. It’s why we invest our time, our talents, and our experience into every customer we partner with. We want you to succeed and we will be there with the guidance you need to make it happen.

Real Estate Secured Loan

We can provide a source of funds for the purchase or refinance of real estate, office space, factories or other income-producing properties.

Business Line of Credit

A line of credit can be a cost-effective approach for filling gaps in your cash flow, perfect for seasonal changes in inventory and receivables, unexpected cash needs or for taking advantage of vendor discounts.

Construction Loans

If you’re ready to build a new facility or improve existing real estate to enhance or service your business, a short-term business construction loan may be for you. Interest costs are reduced as work is completed and, in the end, we can help you convert your construction loan to more permanent financing.

Agriculture Loans

If you’re in the agriculture business and are interested in purchasing or refinancing farmland, we can offer fixed or variable rate loans with flexible repayment terms. We also offer financing for crop production and livestock, farm equipment and capital improvements (barns, sheds, fencing, etc.). An agriculture line of credit may be an attractive solution as well.

WE BELIEVE IN FULL SERVICE

Our Treasury Management Solutions team is dedicated to making businesses of all sizes more efficient. We offer:

  • Digital Banking (online access, online statements, online bill pay)
  • ACH Origination (Direct Deposit Payroll, Vendor Payment, Collect Receivables)
  • Full Outgoing Wire Request Functionality
  • Remote Deposit Capture
  • Check Fraud Protection through Positive Pay
  • Merchant Services to Process Credit and Debit Card Transactions
  • Sweep Account Management
  • Business Debit and Credit Cards
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