Streamlined banking for folks on-the-go, our Online Checking accounts require no minimum balance and have no monthly maintenance fees.

Online Banking, Simplified

We know it’s not always easy to make it to a branch during business hours. Online Checking from First Southern brings many convenient services right to your desktop or mobile device.
Pay bills, transfer money, turn cards on and off, view statements, budget and track your spending, and access real-time activity with our robust mobile app (available for Android and iOS devices).


With no minimum balance or monthly maintenance fees, there’s no reason not to make the switch.

Real-time Banking

Access real-time account activity and track transactions for all your accounts.

Transfer Money

Transfer money between eligible accounts anytime, day or night.

Manage Cards

Manage your First Southern Debit Cards – turn them on and off in real-time.

Manage Your Spending

Budget and track your spending habits using SimpleView, our online personal financial management tool.

Set Up Reminders

Set up reminders, alerts and recurring transfers between accounts.

Person to Person Payments

Easily send money quickly and securely to almost anyone with P2P. Pay who you need to when you need to.

$0 monthly account fee

A $50 deposit will open this account


We support a variety of Digital Wallets which can be used for purchases in-store, in-app, and online. These solutions provide the speed and security your life demands.