WE BELIEVE IN MARGIN

There is little doubt that many are facing financial hardships in our country today.

The statistics can be startling:
  • 70% of Americans have less than $1000 saved for emergencies (SOURCE)
  • 73% of Americans who die today are $62,000 in debt (SOURCE)
  • 78% of Americans live paycheck to paycheck (SOURCE)
  • One-third of Americans report they have no retirement savings. (SOURCE)
While it can be easy to point fingers and blame those who live in these circumstances, the truth of the matter is that many Americans lack the basic financial knowledge to avoid these pitfalls.
70% of Americans have less than $1,000 saved for emergencies

EDUCATION IS THE ANSWER

Our purpose is to use our example, our influence, and our resources to help others make wise financial decisions. To that end, First Southern has partnered with Banzai to provide the best in financial literacy materials, so that the people of our communities can be better equipped to face the financial challenges life throws their way. Please take time to browse the library below to learn more.

Financial Wellness Assessment

On a scale of 1 to 100, how do you think you’d score in a financial wellness assessment? Answer a few questions about your money habits, and discover areas where you’re succeeding financially, and ones that could use some work. You will receive a rating of your overall financial health and begin to design your path toward financial wellness.

GET STARTED

This financial assessment evaluates the 8 most important aspects of your relationship with money.

Behaviors & Emotions

Consider how you feel about money and learn how to make your finances a source of fulfillment.

Savings

Evaluate your progress toward savings goals and learn what you can do to reach them faster.

Debt

List your debts and see how your payments affect your overall financial health.

Emergency Fund

Discover if you’re prepared to weather an emergency and how to create a safety net.

Spending Habits

Take a look at how you spend your money and discover how to improve your budgeting skills.

Borrowing & Credit

Examine your credit score and borrowing habits to find opportunities to improve.

Retirement

Find out if you’re on track to retire and what you can do to pick up the pace.

Insurance

Check for cracks in your coverage and prepare to protect your future.

BORROWING & CREDIT

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BUDGETING

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CALCULATORS

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COACHES

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HOUSING

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RETIREMENT

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RUNNING A BUSINESS

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SAVING

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TAXES

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FRAUD PREVENTION

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