Coach: Term Life Insurance HOW IT WORKS Most people realize the value of term life insurance to protect and provide for loved ones after they are gone but haven’t taken the next step to figure out just how much insurance they need. In this Coach session, you’ll figure out why you need life insurance and receive
Coach: Financial Wellness Assessment HOW IT WORKS The Financial Wellness Assessment lets you take a step back, analyze your spending, budgeting, and saving habits so you can reflect on how you’re currently managing personal finances. This assessment addresses your individual financial decisions and goals before giving you recommendations on where you can improve and how to get
Health insurance can help you pay for planned and unexpected medical expenses that you and your family encounter. It's important to know the different options available to you. Most health insurance plans cover the cost of doctor and hospital visits, and some also cover dentist visits, physical therapy and alternative care. Health
Coach: Understanding Health Insurance HOW IT WORKS Health insurance is crucial to your financial and physical well-being, but understanding it can be a challenge! This Coach uses a common health care scenario to walk you through the ins and outs of health insurance plans. You’ll enter your plan details (if you have one; if not, we’ll
Coach: Make the Most of Your HSA or FSA HOW IT WORKS Both an FSA and HSA lower your taxable income while providing a way for you to pay for health care costs, but they're not quite the same. This Coach will provide information on both types of accounts, guide you through estimating your health care
Whether you want to get ahead and prepare or find help in the midst of an emergency, there are ways to shore up your financial situation. HOW TO PREPARE When emergencies and unexpected situations strike, it’s important to be prepared and make wise decisions. While tough times can vary, from a
Even if you feel your job is secure and you're in perfect health now, it's smart to plan for the unexpected; acquired disabilities may be more common than you think. According to the Social Security Administration, there is a three in ten chance of a 20-year-old worker becoming disabled before he or she hits
The truth is that car accidents are expensive, and it's not just the price of fixing a bumper or headlight. Accidents can incur medical bills, repair costs, and even lawsuits and if you're not protected, you could be on the hook for all the costs—especially if you’re the one found at fault. Auto
Health insurance can help you pay for the medical expenses you and your family might encounter. In general, most health insurance plans cover the cost of doctor and hospital visits. Some also include dentist visits, physical therapy, and alternative care. Health Insurance Options The biggest choice in health insurance today is between managed
With a health savings account (HSA), you can set aside pretax income to pay for current or future health care, including deductibles, copayments, and any qualified medical expenses, including dental bills and prescription drugs. Any withdrawals you make from the HSA to cover these costs are tax-free. While an HSA resembles a flexible
Your health can be unpredictable, and no one knows when health problems could befall them. Learning how to navigate health insurance will help you protect yourself in the future. There is no way to predict what will happen; you may lead a lucky life without serious illness or accidents. But there is always
If anyone depends on you for financial security, life insurance is something you can't afford to ignore. If anyone depends on you for financial security, life insurance is something you can't afford to ignore. And even if you're not at that stage in life yet, it's still smart to know what's at stake
