We know that you have your priorities in order. We also know that you want to prepare now, so your family has greater opportunities in the future. Our job is to provide savings solutions to make that possible.

Making The Hard Stuff Easier

We get it. Saving money is hard. First Southern National Bank makes the hard stuff easier with straightforward savings accounts and innovative solutions that fit your life.

Statement Savings

It’s easy to start saving for the future with Statement Savings from First Southern National Bank. Our simple online sign-up process means your plans for tomorrow can start today. Plus, with six free withdrawals per month, you also have the flexibility life demands.

Pay for an “A”

First Southern will deposit $1.00 into a First Southern Statement Savings account for every “A” a student makes on his or her report card, up to $10 per grading period. Students should bring their report card to any First Southern branch to redeem.

Club Accounts

Easily save for life’s big events by setting up weekly, bi-weekly or monthly automatic transfers to your Club Savings Account from your First Southern checking or savings account. Club accounts may be opened at any time of year, regardless of the maturity or transfer date.

Money Market Accounts

Our standard Money Market account provides tiered interest rates and a low minimum balance requirement. Plus, you’ll always have easy access to your funds when you need them.

Platinum Money Market Account

These accounts offer the same benefits as our Money Market account except they pay a premium interest rate to customers who continually maintain a balance of more than $50,000.

Health Savings Account

Having a Health Savings Account (HSA) is a smart and simple way to prepare for unexpected medical costs. An HSA is a tax-exempt account established exclusively for paying qualified medical expenses.


Save automatically with Round Up Savings! Click the link below to learn how to get started.


When First Southern National Bank says, “We Believe In You,” it means we also believe certain things about you. We believe that you want to live a life of margin, where you can balance spending, saving, and giving. We believe that you want to make wise financial decisions to enable that kind of living.

Because we believe in you, we are here for you every step of the way.

Get to know us!

Join our list to receive First Southern National Bank updates via email.

By submitting this form, you are consenting to receive marketing emails from First Southern National Bank. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact.