The modern world requires banking that moves at the speed of life. Online and Mobile Banking from First Southern allow you the freedom you need to manage your finances from your lap or even from your pocket.

Banking On The Go

Our Online Banking and Mobile Banking App make it simple to access your finances on-the-go. It’s easy to pay bills, transfer money, turn cards on and off, view statements, budget and track your spending, access real-time activity, and so much more.
We also offer person-to-person payments and support a wide variety of digital wallets.

Download Our Mobile App

FSNB App IconDownload the First Southern National Bank Mobile Banking App from the Apple App Store or Google Play Store and log in using your Online Banking username and password. Never used Online Banking before? No problem. Just click the “New User” button on the app to get started.
Google Play Store Icon


Customers using our Online Banking and Mobile App can use the features below:

View Accounts

View up to two years of transaction history, detailed account information and check images.

Person To Person Payments

Easily send money to almost anyone with a debit card, using the Person to Person Payment functions

Bill Pay

Easily pay bills online or on your mobile device using our app.

Mobile Deposit

Endorse, point, snap and send with our Mobile App. Use your device’s camera to take a photo of your check, confirm check details and deposit it into your First Southern deposit account.

Manage Cards

Reduce your risk of fraud by turning off your debit cards temporarily with the tap of a finger. When you’re ready to use make a purchase, simply turn it back on.

Find Locations

Finding a First Southern branch location has never been easier by using location services on your device.

Manage Alerts

Keep an eye on your account with automated alerts – Balance and Transfer Notifications, Bill Pay and Security Alerts. You can also set up real-time debit card alerts via email for free or via text for $2 per month per card.

Move Money

Transfer money between eligible accounts anytime, day or night. Make a loan payment or transfer funds on your schedule.

Budgeting Tool

Access SimpleView anytime through First Southern’s Mobile Banking App and Online Banking to track spending and manage your personal finances.

Our Online Banking and Mobile App are free for anyone with a First Southern Account.

How it works

Online Security

Your online security is a top priority. We have taken a number of measures to protect you and ensure your personal and account information is kept confidential.
Enhanced Login Security identifies you as the true owner of your accounts by recognizing not only your password but your computer as well. If your computer is not recognized – you have logged in from a public computer or one you haven’t used before – you will be asked a self-chosen challenge question as an additional line of defense to prevent unauthorized access. You will also be presented with a welcome phrase and photo of your choice when you log in. If either of these is not present or not accurate, please contact us. Enhanced Login Security protects you no matter what computer you are using – at home, at work or on the go.
Verified by Visa is an innovative service offering secure Internet shopping, using your preferred form of Internet payment – the debit card. Verified by Visa lets you add a personal password to your existing card, getting the added security and the reassurance that only you can use your card online.

When you purchase online, Verified by Visa issues a receipt at the end of the checkout process. The receipt includes details of your current purchase, such as site name, purchase amount and date. You sign the receipt using your personal password and click “Submit” to proceed with the purchase. Without your password, the purchase cannot take place. Click here to visit the Verified by Visa Web site.

Your account and transactions are privileged information, which makes security First Southern’s top priority. Our online services – Online Banking, Bill Pay, Online Business Banking – utilize firewall and encryption technology that exceeds industry standards, ensuring that your transactions are executed in privacy.

Identity thieves are using a high-tech scam that typically involves e-mail spam designed to deceive you into disclosing personal or financial information, such as credit card numbers, bank account information, Social Security numbers, passwords and other sensitive information. This practice is commonly referred to as “phishing” or “carding.”

First Southern National Bank systems have not been compromised as a result of these scams; however, it is important to be aware of these fraudulent e-mails and to protect your personal and financial information

First Southern National Bank customer service professionals will never ask for your Online Banking username or password, your account number, PIN number or Social Security number in an e-mail.

If you receive an e-mail asking for such confidential information, please follow these steps:

  • Do not respond to the e-mail
  • Contact us immediately at 866-602-3762
  • We may ask you to forward a copy of the e-mail. The e-mail may be useful in identifying the culprit and help us to minimize the impact of the message on other customers.
If you have any questions regarding how First Southern handles your nonpublic personal information, you may contact us in writing at First Southern National Bank, P.O. Box 328, Stanford, Kentucky 40484 or call us toll-free at 866-602-3762.


Our deposit accounts are compatible with many digital wallet solutions, including Apple Pay, Google Pay, and Samsung Pay. Using a digital wallet to complete online and in-store transactions is a faster and more secure way to shop.