Banzai!

First Southern National Bank has partnered with Banzai to bring you clear, in-depth lessons to help you dive into the financial topics you care most about.

Child Tax Calculator

2021-07-12T18:12:58+00:00July 12th, 2021|

Calculator: Child Tax Calculator HOW IT WORKS This calculator will help you estimate the amount of your 2021 Child Tax Credit. Half of is available in the form of monthly advanced payments, the other half will be included in your 2021 tax return. The IRS will use your 2020 tax information(or 2019, if applicable) to determine

  • Woman buying the car.

Auto Financing Calculator

2021-04-16T02:01:48+00:00April 16th, 2021|

Low Rate vs. Cash Back Auto Financing Calculator HOW IT WORKS When buying a car, you may be faced with either a cash-back incentive or a lower interest rate. This calculator outlines the total amount you’ll pay with either option, comparing total savings.Enter the price, down payment, loan term, and interest rate (not the low offer rate) for

Personal Loan Calculator

2021-04-16T01:56:30+00:00April 16th, 2021|

Coach: Personal Loan Calculator HOW IT WORKS Ultimately, you can reduce how much you pay toward your personal loan, if you calculate the right amount of money to pay each month. This calculator will help you see how long it will take to pay off your personal loan using your loan’s interest rate and the amount owed.First, enter

Refinancing Loans

2021-04-15T21:32:50+00:00April 15th, 2021|

Making payments on a loan with suboptimal terms can make you feel trapped. Sometimes refinancing can help you find more suitable terms for the loan. Essentially, refinancing replaces an old loan with a new one with terms that are better for your situation. But it’s not all fanfare and applause—there are tradeoffs associated with refinancing.

Know your health insurance options

2021-04-06T16:12:10+00:00April 6th, 2021|

Health insurance can help you pay for planned and unexpected medical expenses that you and your family encounter. It's important to know the different options available to you. Most health insurance plans cover the cost of doctor and hospital visits, and some also cover dentist visits, physical therapy and alternative care.   Health

Stimulus Check Calculator

2021-03-11T18:18:46+00:00December 29th, 2020|

Coach: Stimulus Check Calculator HOW IT WORKS Economic Impact Payments in the form of stimulus checks provide much needed support to Americans in the midst of the Covid-19 pandemic. This calculator will show you how much you can expect to receive, if anything, as a stimulus payment in spring of 2021. Deductions and additions to the standard

Mortgage Refinance Calculator

2020-09-15T11:34:45+00:00September 15th, 2020|

Calculator: Refinancing Your Mortage HOW IT WORKS When interest rates drop or market values rise, it’s a good time to think about refinancing. First, enter the loan balance, payment, and interest rate for your current loan. Then, select a focus: do you want to reduce your term length or monthly payments? Adjust the term length, interest

Mortgage Estimation Calculator

2021-07-19T16:30:14+00:00September 15th, 2020|

Calculator: Mortgage Estimator HOW IT WORKS When you’re thinking about a new mortgage, why not start with what will impact you the most day-to-day: your monthly payment? This calculator shows you the best-case scenario for a mortgage, beginning with your preferred monthly payment. Enter your ideal monthly payment, potential down payment, preferred loan term, and interest

Vacation Affordability Calculator

2020-09-15T11:32:42+00:00September 15th, 2020|

Calculator: Can I Afford a Vacation? HOW IT WORKS You’ve got all the details and are ready to make your dream vacation a reality. Make sure your wallet can handle the trip before you hit the road (proverbial or otherwise). First, enter your estimated costs for accommodations, travel expenses, transportation, and activities. Then, tell us how

Auto Loan Affordability Calculator

2021-07-26T20:49:59+00:00September 14th, 2020|

Auto Loan Affordability Calculator HOW IT WORKS Time for a new vehicle? It's wise to start with what you can afford and not just what you want to drive. This calculator will show you the sweet spot between what you want and what you can afford. Enter a preferred monthly payment, your down payment (cash you have

  • teen age girl looking at laptop in bed

Are You Cyber Safe? (For Teens)

2021-05-11T15:27:25+00:00September 14th, 2020|

Coach: Are You Cyber Safe? HOW IT WORKS This is designed for teens aged 13-18, but anyone can play! Navigate through fun dilemmas and wacky scenarios to try and spot red flags and avoid negative consequences. Some things online are obviously unsafe and some decisions are clearly unwise, but others? Well...they can be tricky. Test your

  • graphic of hourglass with money flowing instead of time

Individual Retirement Accounts

2020-06-30T20:34:47+00:00June 30th, 2020|

Individual retirement accounts (IRAs) are tax-deferred, personal retirement plans. You must have earned income to contribute, and you can put money into an IRA whether or not you participate in an employer’s retirement plan. There are two types: the traditional IRAs, to which contributions may be deductible or nondeductible, and the Roth IRA.

Go to Top