First Southern National Bank has partnered with Banzai to bring you clear, in-depth lessons to help you dive into the financial topics you care most about.

Stimulus Check Calculator

2020-12-29T18:37:14+00:00December 29th, 2020|

Coach: Stimulus Check Calculator HOW IT WORKS Economic Impact Payments in the form of stimulus checks provide much-needed support to Americans in the midst of the Covid-19 pandemic. This calculator will show you how much you can expect to receive, if anything, from the economic relief package passed in December 2020. To use the calculator, enter information

Mortgage Refinance Calculator

2020-09-15T11:34:45+00:00September 15th, 2020|

Calculator: Refinancing Your Mortage HOW IT WORKS When interest rates drop or market values rise, it’s a good time to think about refinancing. First, enter the loan balance, payment, and interest rate for your current loan. Then, select a focus: do you want to reduce your term length or monthly payments? Adjust the term length, interest

Mortgage Estimation Calculator

2020-09-15T11:31:57+00:00September 15th, 2020|

Calculator: Mortgage Estimator HOW IT WORKS When you’re thinking about a new mortgage, why not start with what will impact you the most day-to-day: your monthly payment? This calculator shows you the best-case scenario for a mortgage, beginning with your preferred monthly payment. Enter your ideal monthly payment, potential down payment, preferred loan term, and interest

Vacation Affordability Calculator

2020-09-15T11:32:42+00:00September 15th, 2020|

Calculator: Can I Afford a Vacation? HOW IT WORKS You’ve got all the details and are ready to make your dream vacation a reality. Make sure your wallet can handle the trip before you hit the road (proverbial or otherwise). First, enter your estimated costs for accommodations, travel expenses, transportation, and activities. Then, tell us how

Auto Loan Affordability Calculator

2020-09-14T20:40:33+00:00September 14th, 2020|

Auto Loan Affordability Calculator HOW IT WORKS Time for a new vehicle? It's wise to start with what you can afford and not just what you want to drive. This calculator will show you the sweet spot between what you want and what you can afford. Enter a preferred monthly payment, your down payment (cash you have

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Are You Cyber Safe? (For Teens)

2020-09-14T20:28:30+00:00September 14th, 2020|

Coach: Are You Cyber Safe? HOW IT WORKS This is designed for teens aged 13-18, but anyone can play! Navigate through fun dilemmas and wacky scenarios to try and spot red flags and avoid negative consequences. Some things online are obviously unsafe and some decisions are clearly unwise, but others? Well...they can be tricky. Test your

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Individual Retirement Accounts

2020-06-30T20:34:47+00:00June 30th, 2020|

Individual retirement accounts (IRAs) are tax-deferred, personal retirement plans. You must have earned income to contribute, and you can put money into an IRA whether or not you participate in an employer’s retirement plan. There are two types: the traditional IRAs, to which contributions may be deductible or nondeductible, and the Roth IRA.

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Mortgage Affordability Calculator

2020-06-30T19:22:38+00:00March 31st, 2020|

Mortgage Affordabilty Calculator HOW IT WORKS It's important to know if the monthly payments on a mortgage will fit within your budget. Simply said, this calculator helps you do that. Start by entering how much you think your monthly mortgage payment will be. Next, enter your monthly income after taxes. Finally, enter your expenses; add and delete categories

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Asset Depreciation Calculator

2020-06-30T19:30:20+00:00March 13th, 2020|

Asset Depreciation Calculator HOW IT WORKS The value of an asset will most likely decrease over time. This means that many business purchases will need to account for deprecation in order to calculate the correct tax deductions each year. To achieve this, the cost of an asset should be spread evenly over its useful life; this is

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Debt Payoff Calculator

2020-06-30T19:30:28+00:00March 13th, 2020|

Debt Payoff Calculator HOW IT WORKS Most everyone would prefer to live debt-free, and by adding to your monthly payment toward debt, you can become debt-free quickly and save money on interest. This calculator will show you how long it will take to pay off a loan and how much interest will accrue over the length of the loan.

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Auto Loan Payoff Calculator

2020-06-30T19:31:30+00:00March 13th, 2020|

Auto Loan Payoff Calculator HOW IT WORKS The price of your vehicle, down payment you make, length of the loan, and interest rate are all factors that determine how much you'll pay for your car. Adding a bit more to your payments each month can help you pay off your car loan sooner and, ultimately, save you

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Cost of Living Calculator

2020-06-30T19:31:28+00:00March 13th, 2020|

Cost of Living Calculator HOW IT WORKS Not all cities cost the same to live there, so it's important to predict what expenses will change if you move and by how much. The Cost of Living Calculator is a tool that will show you a comparable salary between two different cities as well as how prices may

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