WE HELP YOU FLOURISH BECAUSE YOU DESERVE THE BEST

We’re focused on finding ways to better serve you. That’s why First Southern National Bank offers value-added services to all checking account holders.

Round-Up Savings

Round-Up Savings makes saving money automatic and easy. When activated, this service rounds up every First Southern debit card purchase to the next whole dollar amount and deposits the difference in a Statement Savings account. Over time, all those small deposits can add up!

Here’s how it works:

Morning Muffin Lunch with Friends Total Daily Savings
Purchase Price $2.25 $34.15
Rounded Up To $3.00 $35.00
Savings Deposited $0.75 $0.85 $1.60
This service is offered FREE to all First Southern Checking account holders, so give us a call (866-602-3762) or stop by a branch and start saving the easy way with Round-Up Savings.

Overdraft Protection Services

No one is perfect. We help you avoid the embarrassment and potential fees from bounced payments with our Overdraft Protection Services.

Overdraft Protection Services

We offer many different ways to help you avoid the hassle and embarrassment of a returned check or denied payment due to non-sufficient funds. We offer free Online and Mobile Banking to all customers so you can keep up with account balances and activity anytime from anywhere. Online and Mobile Banking also allow you to transfer funds between accounts quickly and easily. Still, overdrafts do occur, and when they do, we offer additional protection and options to help ensure that your payments go through as you intended.

In an effort to keep your account from becoming overdrawn, you can authorize us to make automatic transfers to and from various deposit accounts for only $5.00 per transfer. With your authorization, Transfer Protection will take place automatically, without requiring you to make a call or other special arrangements. Funds are typically set up to transfer in $50 increments but may be customized to your preference. Transfer Protection is available to all First Southern checking account customers.

Contact us to let us know you think establishing a Line of Credit is right for you and we’ll connect you with a First Southern loan expert to help analyze your needs, explain your options and answer your questions.
OVERDRAFT COVERAGE OPTIONS
Transfer Protection
Link to a savings account, checking account, or personal line of credit		 $5 per transfer

Traditional Banking Services

We offer the services listed below and many more. Contact a team member for more details.

  • Debit Mastercard®
  • Stop Payments
  • Wire Transfers
  • Notary Service
  • Credit Cards
  • Safe Deposit Boxes
  • Official Checks
  • Automatic Transfers
  • Check reorders
  • Direct Deposit
  • Telephone Banking