WE BELIEVE YOU SPEND WISELY

Wise spending should be rewarded with convenient access and generous benefits. A First Southern National Bank checking account comes with both.

OPEN AN ACCOUNT

Options To Fit Your Life

Do you plan to manage your account electronically? Maybe you write lots of checks or maybe you don’t need checks at all. Whatever your preference, we’ve got an account to fit your lifestyle – and an exceptional customer service team to help you whenever you need it.

Account
Benefits

$0-795fee range
  • Free VISA Debit Card
  • Free Online Banking*
  • Free Online Statements
  • Free Telephone Banking
  • Free Bill Pay*
  • Free Mobile Banking*
  • Free Round-Up Savings
  • Special Overdraft Protection**
  • No Minimum Balance Requirement
  • Unlimited Check Writing
  • Interest-Bearing
  • Accidental D&D Insurance+
  • Roadside Assistance+
  • Cell Phone Protection+
  • Full-Service Travel Agency+
  • Shopping & Ent. Discounts+
  • Price Protection+
  • Warranty Registration+
  • Identity Restoration Services+
  • Person to Person Payments
  • Digital Wallet Compatible

First Class
Checking

$595monthly account fee

Traditional
Checking

$795balance fee per statement cycle

Online
Checking

$0monthly account fee
* Additional charges may apply for text messages, alerts, and third-party carrier fees, etc.
** Additional fees apply, based on usage.
+ Benefits are provided by non-affiliated third parties
Graphic comparing checking accounts
* Additional charges may apply for text messages, alerts, and third-party carrier fees, etc.
** Additional fees apply, based on usage.
+ Benefits are provided by non-affiliated third parties
shoes and a broken phone

First Class Checking

With cell phone protection and many other helpful services, First Class Checking from First Southern National Bank can help you pick up the pieces.

  • Cell Phone Protection
  • Identity Theft Restoration
  • Roadside Assistance
  • Accidental Death & Dismemberment Insurance
  • Shopping and Entertainment Discounts
  • Warranty Registration
  • Price Protection
  • Full Service Travel Agency
  • Interest bearing
  • No Minimum balance required
  • Unlimited Check-writing
  • Person to Person Payments
  • Digital Wallet Compatibility
LEARN MORE
African American woman writing a check

Traditional Checking

Traditional checking shouldn’t mean common service. Traditional Checking from First Southern National Bank comes standard with the personal attention and dedication to your individual financial goals that only we can provide.

  • Unlimited check-writing
  • No minimum balance fee for balances above $500; otherwise a $7.95 balance fee per statement cycle.
  • Monthly balance fee waived if you’re a student, senior (55+) or veteran or active duty military
  • Interest-bearing
  • Person to Person Payments
  • Digital Wallet Compatibility
LEARN MORE
man holding phone

Online Checking

Streamlined banking for folks on-the-go, our Online Checking accounts require no minimum balance and have no monthly maintenance fees. Accounts come with features like online bill pay, easy online transfers, and real-time banking.

  • Real-time Banking
  • Transfer Money
  • Manage Cards
  • Manage Your Spending
  • Setup Reminders
  • View Online Statements
  • Online & Mobile Bill Pay
  • No Minimum balance required
  • Person to Person Payments
  • Digital Wallet Compatibility
LEARN MORE
* Additional charges may apply for text messages, alerts, and third-party carrier fees, etc.
** Additional fees apply, based on usage.
+ Benefits are provided by non-affiliated third parties

BELIEF

When First Southern National Bank says, “We Believe In You,” it means we also believe certain things about you. We believe that you want to live a life of margin, where you can balance spending, saving, and giving. We believe that you want to make wise financial decisions to enable that kind of living.

Because we believe in you, we are here for you every step of the way.

OPEN AN ACCOUNT