Sometimes the stability of a CD or the long-term growth of an IRA are exactly what we need. If that’s the case for you, First Southern would love to help with those solutions.

Certificates of Deposit

A Certificate of Deposit, or CD, may be for you if you prefer a low-risk investment with a fixed interest rate. First Southern offers a wide variety of CD terms ranging from six months to six years, with multiple interest payment options.

Individual Retirement Accounts

Individual Retirement Accounts, IRAs, are tax-deferred interest-bearing accounts available to anyone with earned income to set aside for retirement. $100 will open an IRA. Certain restrictions and contribution limits apply.


When First Southern National Bank says, “We Believe In You,” it means we also believe certain things about you. We believe that you want to live a life of margin, where you can balance spending, saving, and giving. We believe that you want to make wise financial decisions to enable that kind of living.

Because we believe in you, we are here for you every step of the way.