How to save money on summer vacation Summer is a time of fun and adventure, but it can also be a time of significant expense, especially when it comes to planning a family vacation. The good news is that with a little bit of planning and creativity, it is possible to enjoy a
How to ensure you're on track for a comfortable future. Retirement is a phase of life that many look forward to. It's a time when you can relax, travel, pursue hobbies, or spend more time with loved ones without the burden of a full-time job. However, you must have a solid plan to
Understanding Your Credit Score Your credit score is a crucial factor that lenders, credit card companies, and other financial institutions use to evaluate your creditworthiness. A high credit score can make securing loans, credit cards, and other financial products easier at lower interest rates. All these numbers can be confusing; let us explain
Your financial institution is one of the safest places to store your hard-earned cash. The best part? All you have to do is open an account. Your Money is Protected There are two organizations, both backed by the United States government, that insure your money at participating institutions. The FDIC (Federal Deposit
Whether you’re teaching finances to your kids, your grandkids, or those of a loved one, it’s absolutely essential to teach children how to manage the money they have and invest for the future. Spending An understanding of spending, including the ability to budget for and track it, is perhaps the most essential
Protect kids from online threats by teaching them internet safety rules on cyberbullying, scams, personal info, & online predators. Cyberbullying, cyberstalking, and internet scams are on the rise—how can we help kids navigate the internet safely? Since the internet has grown integral to communities worldwide, the question is not how do we help
Cybersecurity Best Practices Scammers use phone calls, email, or text messages to trick you into giving them your personal information. They may try to steal your passwords, account numbers, or other important information. If they get that information, they could gain access to your email, bank, or other accounts. Scammers launch thousands of phishing attacks like
Whenever you’re online, you're sharing information, whether you mean to or not. It's up to you to protect your data, your privacy, and your identity. While it's likely that you access the internet nearly every single day, that doesn't mean that you can let your guard down when it comes to your cybersecurity.
There is an oft-repeated urban legend that when asked to name the greatest invention in human history, Albert Einstein simply replied, “compound interest.” Depending on the source, perhaps he called compound interest the 8th wonder of the world. What he actually said does not matter. We all know that compounding is a powerful thing. As a banker,
They say there’s no place like home, but does that mean you have to purchase one to get the benefits? Just like everything else, buying a home has its pros and cons. Pros of Buying a Home Fulfilling a Dream There’s a reason buying a home is considered a
By properly managing a credit card, you can earn rewards and build your credit score, all while making your regular purchases. Get the Right Card The first step to best using a credit card is to get the right one. That means doing your research. You should consider your spending habits and priorities
The sooner you teach your children the basics about budgeting, the better, and the three jar money system is a great way to get started. Kids and Money To learn how to manage money in the three jar system, kids need some money to manage. How they get that money can vary.