Banzai!

First Southern National Bank has partnered with Banzai to bring you clear, in-depth lessons to help you dive into the financial topics you care most about.

To Buy or Not to Buy?

2021-11-10T16:49:21+00:00November 10th, 2021|

They say there’s no place like home, but does that mean you have to purchase one to get the benefits? Just like everything else, buying a home has its pros and cons. Pros of Buying a Home Fulfilling a DreamThere’s a reason buying a home is considered a major part of the American Dream. It’s

Workplace Cybersecurity

2021-11-09T19:19:02+00:00November 4th, 2021|

Coach: Workplace Cybersecurity HOW IT WORKS Interacting with technology at work is almost impossible to avoid. Do you know how to keep safe from the threats of malware, hackers, and scammers? It only takes one little slip-up to cause a big problem. This Coach session works like a training session, quizzing and improving four areas within your personal

Student Loan Early Payoff Calculator

2021-11-04T15:42:51+00:00November 4th, 2021|

Student Loan Payoff Calculator HOW IT WORKS By adding just a bit to your monthly student loan payment, you can greatly reduce the time it takes to pay off the loan as well as lessen the amount you pay in interest. This calculator will demonstrate how much time and money you can save by adding a certain amount

Term Life Insurance

2021-11-04T15:06:35+00:00November 4th, 2021|

Coach: Term Life Insurance HOW IT WORKS Most people realize the value of term life insurance to protect and provide for loved ones after they are gone but haven’t taken the next step to figure out just how much insurance they need. In this Coach session, you’ll figure out why you need life insurance and receive

Mortgage Application Checklist

2021-11-03T13:47:00+00:00November 3rd, 2021|

One of the most tedious parts of home buying is gathering the right documentation, but prepping beforehand makes it that much easier. The documents required for a mortgage application can be categorized by type: Proof of Income/Employment, Proof of Assets, Credit History, and Residential History. These give potential lenders a glimpse into your situation so

College Budget Breakdown

2021-07-27T19:37:21+00:00July 27th, 2021|

"How much does college cost?" It’s not to say this question isn’t answerable, but grouping college into one huge expense can be a little deceiving. The cost of a degree is so much more than a singular bill—especially if you factor in questions like where you’ll be living, how you’ll get from point

Advance Child Tax Credit Payments in 2021

2021-07-12T18:11:31+00:00June 29th, 2021|

The IRS has announced that there will be significant changes to the Child Tax Credit beginning in July 2021. CHILD TAX CREDIT 101 The IRS has announced that there will be significant changes to the Child Tax Credit beginning in Summer 2021. These changes aim to help families who may need additional

Out of Work

2021-04-29T18:53:26+00:00April 16th, 2021|

Losing a job unexpectedly can leave you feeling unsure of what to do next. There are a few important steps to take that can help you shore up your funds while you search for your next job. OUT OF WORK Emergency Funds A healthy emergency fund is one of the most vital ways

Personal Bankruptcy

2021-06-08T19:25:15+00:00April 16th, 2021|

Bankruptcy is a tool that can help you find financial stability—as a last resort. Understanding Bankruptcy Congress created the Bankruptcy Code, a breakdown of ways a debtor can plan to get out of debt when their creditors are trying to collect. The option to file for personal bankruptcy is there to help a

  • Woman buying the car.

Auto Financing Calculator

2021-04-16T02:01:48+00:00April 16th, 2021|

Low Rate vs. Cash Back Auto Financing Calculator HOW IT WORKS When buying a car, you may be faced with either a cash-back incentive or a lower interest rate. This calculator outlines the total amount you’ll pay with either option, comparing total savings.Enter the price, down payment, loan term, and interest rate (not the low offer rate) for

Personal Loan Calculator

2021-04-16T01:56:30+00:00April 16th, 2021|

Coach: Personal Loan Calculator HOW IT WORKS Ultimately, you can reduce how much you pay toward your personal loan, if you calculate the right amount of money to pay each month. This calculator will help you see how long it will take to pay off your personal loan using your loan’s interest rate and the amount owed.First, enter

The Cost of a Wedding

2021-06-03T21:03:58+00:00April 16th, 2021|

Coach: The Cost of a Wedding HOW IT WORKS Successfully planning a wedding within your budget is challenging but rewarding. This Coach offers assistance in estimating wedding costs specific to you and your partner’s wedding plans. It’s designed to help you get a head start on deciding where, when, and how you’ll be hosting your event. To

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