• Lending Center sign for First Southern National Bank

First Southern Partners with Economic Recovery Team in Hopkinsville

2020-07-17T19:12:22+00:00July 17th, 2020|

First Southern Partners with Economic Recovery Team in Hopkinsville In an effort to assist small businesses in Christian County and the surrounding communities with access to capital for operations, First Southern is proud to be a part of the Economic Recovery Team. Created in partnership with various local financial institutions and agencies, the

Russellville Branch Honored with Beautification Award

2020-08-25T15:15:19+00:00July 8th, 2020|

The Logan County Beautification Committee awarded First Southern National Bank their first-ever award in the commercial business category. Pictured above from left to right, Keith Batchelor, Kay Phillips, Carla Anderson, Lisa Haley-Miller, Keith Cox, Tracey Gilbert, Holli Black, Valerie Wood, and John Brett Reynolds. On Wednesday, July 1st, the Logan County

  • money jar on fire with hand putting money in

When Times Get Tough

2020-07-01T21:18:29+00:00July 1st, 2020|

Whether you want to get ahead and prepare or find help in the midst of an emergency, there are ways to shore up your financial situation. HOW TO PREPARE When emergencies and unexpected situations strike, it’s important to be prepared and make wise decisions. While tough times can vary, from a

Financial To-Dos for Newlyweds

2021-06-08T18:57:28+00:00July 1st, 2020|

Getting married? You may want to check out some of these financial to-dos. Before the big day, sit down with your partner and talk finances. Some of these to-dos have a time limit—sometimes as short as two weeks after your wedding! Don’t miss out on money-saving adjustments by waiting too long after the big

  • Elderly retired couple reading their social media news on a laptop computer in a fresh white kitchen as they enjoy a relaxing retirement

Meet Your 401(k)

2020-08-10T18:03:51+00:00July 1st, 2020|

If you’re lucky enough to be introduced to a 401(k), you’ll make a friend for life. Even if you’re just starting your first real job—actually, especially if you’re just starting your first real job—it’s time to start thinking about retiring. That’s not a comment on how motivated or unmotivated you are, or a

  • graphic of social security card and coin jar

Social Security Basics

2020-07-01T19:50:16+00:00July 1st, 2020|

Since its introduction in 1935, in the wake of the Great Depression, Social Security has evolved from a safety net designed to relieve poverty to the mainstay of a secure retirement. But the role it will play for future generations is less certain. Fewer workers will be putting money into the system in the 21st century while more

  • woman in wheelchair receiving disability check

Disability Insurance

2020-07-01T19:09:30+00:00July 1st, 2020|

Even if you feel your job is secure and you're in perfect health now, it's smart to plan for the unexpected; acquired disabilities may be more common than you think. According to the Social Security Administration, there is a three in ten chance of a 20-year-old worker becoming disabled before he or she hits

  • blue and green graphic showing charts and graphs

Portfolio Building

2020-08-10T18:12:11+00:00July 1st, 2020|

As logical as it might seem to look for the perfect stock, bond, or mutual fund and make it your investment of choice, that’s not the best approach to meeting your financial goals. No single investment, or type of investments, provides a strong return year in and year out. The saving grace is

  • graphic of mailbox

When You Can’t Afford Your Minimum Payments

2020-07-01T18:41:30+00:00July 1st, 2020|

If you’ve found yourself unable to make minimum payments, you have options to help improve your situation. It’s scary to find yourself in a situation where you can’t afford your monthly debt payments. Whether that’s due to a sudden life change, like a job loss or illness, or if you’ve simply found yourself

  • graphic with bills and money shown

Reasons to Refinance

2020-07-01T18:29:46+00:00July 1st, 2020|

Refinancing can be beneficial if everything lines up in your favor. What can you get out of it? The list is long and exciting for someone stuck with loan payments that they aren’t happy with. Lower Interest Rate One of the most powerful outcomes of refinancing a loan is a lower interest rate.

  • graphic of woman with two cell phones

Quality vs Cost

2020-07-01T16:24:19+00:00July 1st, 2020|

There are a few key factors that can help you make the decision between where you should splurge and where you should save. Whether you’re standing in front of a shelf at the grocery store, shopping online, or even walking around a car dealership, you may wonder: Do I go for the “nicer,”

  • orange graphic showing images of home ownership

Rules for Renting

2020-07-01T15:55:49+00:00July 1st, 2020|

You have rights as a renter. Of course, your landlord has rights too. If all goes well during your tenancy, there’s no reason that the two of you should butt heads. But if something goes wrong, you should know what the laws that govern your tenancy are—they can make your life a lot easier

Go to Top