Donating time, money, or other items to charity is incredibly fulfilling and a great way to help the world around you. But how do you find charities to give to? And, just as importantly, how can you know if those charities are legitimate? Finding the Right Charity When it comes to finding the right charity
Less than half of Americans have a will that details how they would like their money and estate handled after their death, giving new meaning to the idiom “against their will.” You don’t need wealth to benefit from a will. Wills make it faster and easier for your beneficiaries to receive their inheritance and for
Having a car gives you the freedom to go wherever you want whenever you want. But if you don’t have auto insurance to protect you, a trip to the grocery store could cost a lot more than you expected. Whether fender bender or wreck, a car accident can incur medical bills, repair costs, and even
Minimizing out-of-pocket medical expenses is tough when you have a high deductible health plan, but a health savings account can help. A health savings account (HSA) is a savings account where pre-tax money is deducted from your paycheck and pooled for medical expenses. Then you can use the money for qualified medical expenses, like deductibles,
Health insurance, a.k.a. medical insurance, plans come in a lot of shapes and sizes. And though there are a lot of options to sift through, it’s important to understand the basics. What Is Health Insurance? Health Insurance is a contractual agreement stating that an insurer of your choice will pay some or all of your
While it may be uncomfortable to think about, it’s important to consider what would happen to your loved ones if you were to unexpectedly pass away. Will they be left struggling to make up for your income, scrambling to pay for your end-of-life costs, or paying for remaining medical debts? Life insurance is a way
CERTIFICATE OF DEPOSIT A certificate of deposit (CD) allows you to earn high-interest rates by agreeing to leave money in the bank for a specified amount of time. The length of a CD can vary, but anywhere between six months and five years is common. The minimum deposit is often $500. In
CYBER SECURITY Whenever you’re online, you're sharing information, whether you mean to or not. It's up to you to protect your data, your privacy, and your identity. It’s almost impossible to imagine life without electronic devices. How would you keep in touch with your friends, listen to music, watch movies, buy tickets,
Once you’ve made one of the biggest purchases of your life, it makes sense that you’ll want to keep it protected with homeowner’s insurance. A Good Investment Unlike auto insurance, homeowner’s insurance isn’t required by law. So, why get it? Well, if you’re borrowing from a lender to finance your home purchase, they’ll likely require
Whether you’re renting an apartment, a town home, a single-family home, or anything else, renters insurance provides essential protection for yourself and your belongings. Do I Need Renters Insurance? The need for renters insurance may not feel totally obvious at first glance. After alI, if the roof caves in, it’ll probably be the landlord’s responsibility
Not all mortgages are the same, and it's important to understand the benefits and disadvantages of each mortgage type before purchasing a home. This activity will explain each mortgage type individually and provide pros and cons for each one. Use the dropdown arrow to select the mortgage you'd like to learn about.
Mortgage Affordabilty Calculator HOW IT WORKS It's important to know if the monthly payments on a mortgage will fit within your budget. Simply said, this calculator helps you do that. Start by entering how much you think your monthly mortgage payment will be. Next, enter your monthly income after taxes. Finally, enter your expenses; add and delete
