Coach: Create A Budget HOW IT WORKS You need a budget to tell your money where to go, but making one can seem daunting. This Coach walks you step-by-step through the process of creating a budget that fits your lifestyle. Using the 50/30/20 rule, every dollar is assigned to needs, wants, or savings. You’ll also receive
Coach: Get Out of Debt HOW IT WORKS Managing debt is the best way to find financial freedom. This Coach session will provide useful strategies to manage your personal debt situation and create a plan to payoff your debts using the debt snowball or avalanche methods. To begin the Coach session, select Get Started. Next, follow along,
Coach: Retirement Funds HOW IT WORKS When you invest in a retirement account, your money will grow until you're ready to retire. But how do you know whether to use a Traditional or Roth retirement account? The Coach session will walk you through both types of accounts and show how your personal retirement savings will be affected
Asset Depreciation Calculator HOW IT WORKS The value of an asset will most likely decrease over time. This means that many business purchases will need to account for deprecation in order to calculate the correct tax deductions each year. To achieve this, the cost of an asset should be spread evenly over its useful life; this is
Debt Payoff Calculator HOW IT WORKS Most everyone would prefer to live debt-free, and by adding to your monthly payment toward debt, you can become debt-free quickly and save money on interest. This calculator will show you how long it will take to pay off a loan and how much interest will accrue over the length of
Auto Loan Payoff Calculator HOW IT WORKS The price of your vehicle, down payment you make, length of the loan, and interest rate are all factors that determine how much you'll pay for your car. Adding a bit more to your payments each month can help you pay off your car loan sooner and, ultimately, save you
Cost of Living Calculator HOW IT WORKS Not all cities cost the same to live there, so it's important to predict what expenses will change if you move and by how much. The Cost of Living Calculator is a tool that will show you a comparable salary between two different cities as well as how prices may
Credit Card Payoff Calculator HOW IT WORKS Credit cards often have high-interest rates, so it's crucial to pay them off quickly. This calculator will show you how long it will take to pay off your credit card balance and how much you'll end up paying in interest. Just enter the balance of your credit card and the interest
Savings Calculator HOW IT WORKS With a savings account, your money will grow over time. That growth will change based on how much you save each month, the interest rate on the account, and how long you save. This calculator is designed to illustrate how your savings will grow. Enter how much you will contribute to
Budget Calculator HOW IT WORKS Budgeting enables you to meet your goals and prioritize your expenses. This budget calculator provides a way to list your monthly and yearly expenses and compare it to your income, making it simple to create a budget. To use the budget calculator, enter your monthly after-tax income. Select Add Another to
First Southern National Bank is pleased to announce the recent hire of Betsy Shelton as Community President over a new location in Hopkinsville, KY. Shelton, who began her career as a loan officer, left the banking industry to focus on a career in the non-profit sector. She spent 18 years serving in various
First Southern National Bank is proud to support our active service men and women, as well as the many veterans in our communities. First Southern Team Member Bryan Fuller shares his experience and the support he's gotten from First Southern.
