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Calculators

First Southern National Bank has partnered with Banzai to bring you clear, in-depth lessons to help you dive into the financial topics you care most about.

Auto Loan Affordability Calculator

2024-04-09T18:25:34+00:00September 14th, 2020|

Auto Loan Affordability Calculator HOW IT WORKS Time for a new vehicle? It's wise to start with what you can afford and not just what you want to drive. This calculator will show you the sweet spot between what you want and what you can afford. Enter a preferred monthly payment, your down payment (cash you have

Mortgage Affordability Calculator

2024-04-09T19:37:44+00:00March 31st, 2020|

Mortgage Affordabilty Calculator HOW IT WORKS It's important to know if the monthly payments on a mortgage will fit within your budget. Simply said, this calculator helps you do that. Start by entering how much you think your monthly mortgage payment will be. Next, enter your monthly income after taxes. Finally, enter your expenses; add and delete

Asset Depreciation Calculator

2024-04-09T19:42:43+00:00March 13th, 2020|

Asset Depreciation Calculator HOW IT WORKS The value of an asset will most likely decrease over time. This means that many business purchases will need to account for deprecation in order to calculate the correct tax deductions each year. To achieve this, the cost of an asset should be spread evenly over its useful life; this is

Debt Payoff Calculator

2024-04-09T19:52:16+00:00March 13th, 2020|

Debt Payoff Calculator HOW IT WORKS Most everyone would prefer to live debt-free, and by adding to your monthly payment toward debt, you can become debt-free quickly and save money on interest. This calculator will show you how long it will take to pay off a loan and how much interest will accrue over the length of

Auto Loan Payoff Calculator

2024-04-09T19:57:53+00:00March 13th, 2020|

Auto Loan Payoff Calculator HOW IT WORKS The price of your vehicle, down payment you make, length of the loan, and interest rate are all factors that determine how much you'll pay for your car. Adding a bit more to your payments each month can help you pay off your car loan sooner and, ultimately, save you

Cost of Living Calculator

2024-04-09T20:00:47+00:00March 13th, 2020|

Cost of Living Calculator HOW IT WORKS Not all cities cost the same to live there, so it's important to predict what expenses will change if you move and by how much. The Cost of Living Calculator is a tool that will show you a comparable salary between two different cities as well as how prices may

Credit Card Payoff Calculator

2024-04-09T20:04:23+00:00March 13th, 2020|

Credit Card Payoff Calculator HOW IT WORKS Credit cards often have high-interest rates, so it's crucial to pay them off quickly. This calculator will show you how long it will take to pay off your credit card balance and how much you'll end up paying in interest. Just enter the balance of your credit card and the interest

Savings Calculator

2024-04-09T20:09:17+00:00March 12th, 2020|

Savings Calculator HOW IT WORKS With a savings account, your money will grow over time. That growth will change based on how much you save each month, the interest rate on the account, and how long you save. This calculator is designed to illustrate how your savings will grow. Enter how much you will contribute to

Budget Calculator

2024-04-09T20:11:56+00:00March 12th, 2020|

Budget Calculator HOW IT WORKS Budgeting enables you to meet your goals and prioritize your expenses. This budget calculator provides a way to list your monthly and yearly expenses and compare it to your income, making it simple to create a budget. To use the budget calculator, enter your monthly after-tax income. Select Add Another to

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