How to save money on summer vacation Summer is a time of fun and adventure, but it can also be a time of significant expense, especially when it comes to planning a family vacation. The good news is that with a little bit of planning and creativity, it is possible to enjoy a
We get it. Saving money is hard. With small steps, you can make big changes towards your savings journey. 1. COMMIT TO ESTABLISHING EMERGENCY SAVINGS Unexpected expenses and emergencies can sabotage your financial goals, so that is why it is crucial to build an emergency fund. Set a goal of saving $500 for
It seems that the countdown to Christmas arrives sooner every year. Taking the time to slow down to savor Christmas and focus on the true meaning of this special time of year is easier when you feel prepared. Many people would agree that one of their favorite parts about Christmas is when friends and
There are many options for keeping your money safe and earning a little extra from interest. Like a savings account or CD, a money market account (MMA) is a way to earn interest on money that you deposit at a bank or credit union. A Happy Medium An MMA could be seen as
Buying food is essential, of course, but if you’re not careful, it can also eat into your budget. Reevaluating Costs Reducing your food bill starts by creating a budget. In order to make a change, you need to know what you’re currently spending and set a goal. Once you know how much you
One of the most effective tools for preventing a large-scale financial disaster is an emergency fund, an amount of money that is set aside to cover unexpected expenses, or to keep you afloat if no regular income is coming in. Even if you have a great handle on your finances, unexpected challenges can
