Buying food is essential, but if you’re not careful, it can also eat into your budget. We’ve all given into the temptation of dinner at an expensive restaurant or a thoughtless trip to the grocery store where you throw anything and everything into the cart. Unfortunately, these expenses add up quickly and can cause your
Spring Cleaning Your Finances Spring is a time for new beginnings and a fresh start. While many people focus on decluttering their homes during spring cleaning, it’s also a great time to clean up and organize your finances. In this blog post, we’ll share some tips on how to spring-clean your finances and
Your financial institution is one of the safest places to store your hard-earned cash. The best part? All you have to do is open an account. Your Money is Protected There are two organizations, both backed by the United States government, that insure your money at participating institutions. The FDIC (Federal Deposit
Whether you’re teaching finances to your kids, your grandkids, or those of a loved one, it’s absolutely essential to teach children how to manage the money they have and invest for the future. Spending An understanding of spending, including the ability to budget for and track it, is perhaps the most essential
Protect kids from online threats by teaching them internet safety rules on cyberbullying, scams, personal info, & online predators. Cyberbullying, cyberstalking, and internet scams are on the rise—how can we help kids navigate the internet safely? Since the internet has grown integral to communities worldwide, the question is not how do we help
Cybersecurity Best Practices Scammers use phone calls, email, or text messages to trick you into giving them your personal information. They may try to steal your passwords, account numbers, or other important information. If they get that information, they could gain access to your email, bank, or other accounts. Scammers launch thousands of phishing attacks like
Whenever you’re online, you're sharing information, whether you mean to or not. It's up to you to protect your data, your privacy, and your identity. While it's likely that you access the internet nearly every single day, that doesn't mean that you can let your guard down when it comes to your cybersecurity.
One of the most tedious parts of home buying is gathering the right documentation, but prepping beforehand makes it that much easier. The documents required for a mortgage application can be categorized by type: Proof of Income/Employment, Proof of Assets, Credit History, and Residential History. These give potential lenders a glimpse into your situation so
It's crucial for your family to know the basics of financial literacy, but how do you approach teaching them? Luckily, you're making financial decisions every day — so let your kids in on the conversation. WHAT IS FINANCIAL LITERACY? Financial literacy includes many different financial skills and concepts; to be financially literate
The idea of saving isn’t always as tangible as putting money in a piggy bank or opening up a youth savings account, especially for kids. In celebration of Earth Day, here are 5 lessons for your kids that pair saving and conservation. 1. Turn off the water. Teach them to turn off
Con artists cheat Americans out of billions of dollars every year. Recognizing red flags for potential scams can help protect you, your loved ones, and your hard earned cash. Phishing Phishing is when scammers pretend to be someone that they aren’t to gather sensitive information or access to a person’s funds through a credit
Wondering what to do in an emergency if you don’t have an emergency fund? Consider these options. If you find yourself facing an emergency that you’re financially under-prepared for, the prospect of what to do next may feel overwhelming. Don’t panic. There are things you can do to get through this crisis. Work
