My Credit Manager + ID Protect is a third-party website that is not owned, operated, or controlled by First Southern National Bank. We encourage you to review the third-party’s privacy and security policies which may differ from First Southern National Bank.


Customer Acknowledgement

You understand that by clicking on the “I Accept” button and signing up for services, you are providing “written instructions” to First Southern National Bank and its employees, agents, subsidiaries, affiliates, contracts, third party data sources and suppliers, and all other credit reporting agencies under the Fair Credit Reporting Act (FCRA), as amended, to access your credit files from each national credit reporting agency and to exchange information about you with each such national credit reporting agency in order to verify your identify and to provide the products and/or services to you. You agree and hereby authorize Array, its agents and employees, to provide your personally identifiable information (or, if applicable, information about your child you have enrolled) to third parties. You waive any and all claims against Array and its agents and employees for the acts or omissions of these third parties with regard to the use or disclosure of such information. You further authorize Array and its agents and employees to obtain various information and reports about you (or your child that you have enrolled, if applicable) in order to provide the products and/or services, including, but not limited to, address history reports, name and alias reports, criminal reports or sex offender reports, and to provide monitoring and alerts.

Release from Liability

By clicking on the “I Accept” button, I hereby agree, on behalf of myself, my heirs and my personal representatives, to fully and forever discharge and release First Southern National Bank and its affiliates, and their respective owners, partners, agents, operators, managers, employees and representatives (“Released Parties”) from any and all claims I may have or hereinafter have for any injuries, damages, liabilities, expenses and/or causes of action, now known or hereafter known in any jurisdiction in the world, attributable to or relating in any manner to my use of the services provided, whether caused by the negligence of First Southern National Bank or any of the Released Parties or by any other reason. I acknowledge and agree that this Release and Waiver of Liability is intended to be, and is, a complete release of any responsibility of the Released Parties for any and all injuries, damages, liabilities, expenses or causes of action sustained by me while using any of the services.