Income and expenses are two of the most fundamental aspects of a budget. Income To have a budget, you need income. Income is any money that you receive. The most common type of income is earnings from a job, but other forms of income include interest (such as from a savings account) and investment earnings. Depending on
Attending college is an excellent opportunity that comes with a hefty price tag. Beyond tuition, students face costs like textbooks, housing, and daily essentials. Let’s go over some of the most common college costs so that you or your student can be prepared when the time comes.. Starting Out Heading to college brings a new
A certificate of deposit or share certificate can be a great way to earn a high interest rate, but both require patience.The BasicsCertificates of Deposit (CDs) and share certificates are ways to earn more interest than you usually would in exchange for leaving your money in a financial institution. When you open either, you choose a length of
Making and spending money is a critical part of financial responsibility. Managing your money requires figuring out how much money you have coming in, and how you spend that money going out. The money coming in is your income, and the money going out is your expenses. You can compare your income with your expenses and make
When you think about working, you probably think about making money. The money you make is called your income. Money you receive as a gift or allowance can be considered income, too. The amount of income you earn depends on the job and the mental or physical skills required. It’s also impacted by your experience
Packing a lunch or eating out is often a decision made out of habit or routine, rather than conscious choice. Considering the trade-offs and making a plan is the best way to ensure personal happiness and financial satisfaction.ConsiderationsTime CommitmentTo bring lunch in, someone needs to spend some time making it. If you’re lucky, your partner or
Making and spending money is a big part of financial responsibility. Managing your money requires figuring out how much money you have coming in, and how you spend that money going out. You can compare your income with your expenses and make a plan on how to spend in the future. This plan is called
WILMORE, KY – First Southern National Bank invites the community to come and enjoy an evening of food, fun, and fellowship at the 26th Annual Taste of Jessamine on Friday, May 10 from 6:30 pm to 8:30 pm. The Taste of Jessamine is an annual event where attendees can sample dishes prepared by chefs and aspiring foodies
MONTICELLO, KY –First Southern National Bank’s Monticello branch recently provided a free Smart Saving class at the Wayne County Library. The class is part of the bank’s mission to support community members in making wise financial decisions. Community President Tim Hopper led the class by showing participants a step-by-step approach they can take to saving. The
A lot of people think that net worth is a fancy way of saying how much money someone has, but this isn’t necessarily true. Net worth isn’t just the amount of money that you have or make; it’s actually all of your current assets (cash, real estate, etc.) minus your liabilities (debt, mortgages, expenses, etc.).
Cuando busque un coche para comprar, lo mejor es comenzar por buscar un préstamo para el coche. Cuando busque un coche para comprar, lo mejor es comenzar por buscar un préstamo para el coche. El cargo de financiación, expresado como tasa porcentual anual (APR) El plazo o la duración del préstamo El capital inicial o
Usar una tarjeta de crédito es fácil; pero elegir una no siempre es sencillo. Hacer compras con una tarjeta de crédito es muy simple, pero saber qué tarjeta es adecuada para usted es otra cuestión. Hágase estas preguntas: ¿Paga sus resúmenes de tarjeta de crédito por completo y de forma puntual cada mes? Si no
