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Financial Literacy Resource Center

Banzai!

First Southern National Bank has partnered with Banzai to bring you clear, in-depth lessons to help you dive into the financial topics you care most about.

Earning Extra Income

2024-01-02T21:20:43+00:00August 11th, 2021|

Coach: Earning Extra Income HOW IT WORKS When it comes to earning extra income, you’ve got options—and those options have options! In this Coach session, walk through the ins and outs of extra income, including expenses and tax implications. To begin the Coach session, select Get Started. Next, follow along, answer questions, and provide information when asked.

Seven Ways to Avoid Child Tax Credit Scams

2021-08-11T13:26:11+00:00July 28th, 2021|

Consider these 7 tips to avoid being the subject of fraudulent activity related to the Child Tax Credit. As monthly child tax credit payments have begun, so have scammers' attempts to use the payments as a way to fraudulently steal money or personal information from families. BE WARY OF CONTACTS Be wary

Cash App scams on the rise

2021-06-29T16:37:50+00:00June 28th, 2021|

Person-to-person payment apps are convenient, and usage continues to grow. However, there has also been an increase in fraud and scams. Here's what you need to know. You meet a friend for dinner and split an appetizer. You get a babysitter for the evening but don’t have cash on hand to pay them.

Know your health insurance options

2024-01-02T20:41:40+00:00April 6th, 2021|

Health insurance can help you pay for planned and unexpected medical expenses that you and your family encounter. It's important to know the different options available to you. Most health insurance plans cover the cost of doctor and hospital visits, and some also cover dentist visits, physical therapy and alternative care.   Health

Common Password Errors

2021-03-19T13:04:47+00:00March 17th, 2021|

"Your password has expired. Please change it as soon as possible!" This is a necessary alert, but it can seem daunting to set up effective and unique passwords for various online accounts. On top of setting these hard passwords, remembering them can sometimes be even harder – but that’s the point! As cyber

Don’t Let Your SBA PPP Loan Make You a Target For Scammers!

2021-01-08T20:11:51+00:00January 8th, 2021|

While the Paycheck Protection Program (PPP) was geared to help businesses, fraudsters love to target small business owners during these difficult economic times. FRAUD PREVENTION TIPS Logos May Not Mean Legit The presence of a Small Business Administration (SBA) logo on an email or webpage does not guarantee the information is accurate or endorsed

Coronavirus News Cycle Provides Opportunity for Scammers

2021-01-29T21:52:46+00:00January 6th, 2021|

The Coronavirus is all over the headlines of every news outlet around the world. By now, you’ve likely heard about it. Scammers have too, and they are taking advantage of the fear surrounding the outbreaks. Your personal information and financial security are of utmost importance to First Southern National Bank. This is why we do our best to

Seven Scams to be Aware of During the Holiday Season

2020-12-11T15:59:41+00:00December 11th, 2020|

The holidays are a time of giving. Here are some tips to make sure scammers aren't taking advantage of your generosity this Christmas season! Online Shopping Scams Scammers often offer too-good-to-be-true deals through advertisements or phishing e-mails. These schemes often offer brand-name merchandise at extremely low prices. Consumers should avoid untrustworthy sites

Recognizing and Avoiding Scams

2021-11-09T19:20:10+00:00October 28th, 2020|

Con artists cheat Americans out of billions of dollars every year. Recognizing red flags for potential scams can help protect you, your loved ones, and your hard earned cash. Phishing Phishing is when scammers pretend to be someone that they aren’t to gather sensitive information or access to a person’s funds through a credit

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Avoiding Inappropriate Investments

2021-11-09T19:20:05+00:00August 6th, 2020|

There's outright fraud and there are inappropriate investments. Follow these tips to stay away from both. It's essential to avoid doing business with dishonest salespeople selling fraudulent investments and those who pressure you for immediate decisions by insisting that an opportunity will evaporate. It's equally important, but it may be harder to decide whether

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Cyber Security

2021-11-09T19:20:02+00:00April 1st, 2020|

CYBER SECURITY Whenever you’re online, you're sharing information, whether you mean to or not. It's up to you to protect your data, your privacy, and your identity. It’s almost impossible to imagine life without electronic devices. How would you keep in touch with your friends, listen to music, watch movies, buy tickets,

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Mortgage Affordability Calculator

2024-01-02T20:47:27+00:00March 31st, 2020|

Mortgage Affordabilty Calculator HOW IT WORKS It's important to know if the monthly payments on a mortgage will fit within your budget. Simply said, this calculator helps you do that. Start by entering how much you think your monthly mortgage payment will be. Next, enter your monthly income after taxes. Finally, enter your expenses; add and delete

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