It’s difficult to know what to expect from a recession and how you’ll be impacted, but there are steps you can take to make sure you feel financially secure during one. Job Security When a recession hits, you may worry about your job. This makes sense, of course, employers will sometimes lay people off as
In today’s uber-connected online world, the risk of identity theft is hard to avoid. But there are ways to minimize identity theft risks and stay ahead of scammers and thieves who want your personal information. Know the Risks According to the Pew Research Center, nearly 30% of Americans were impacted by at least one of
From social media to online shopping, we rely on technology to communicate, learn, start a business, and—the biggest reason yet—to entertain ourselves. But with the convenience of technology, comes responsibility. Digital citizenship is the way in which people use technology and internet resources—whether right or wrong. Everyone that uses technology could be defined as a digital citizen,
Slow and steady inflation is an expected part of a healthy financial system, but high inflation means high prices, rising interest rates, and lots of concerns about the best choices for our financial future. Inflation Refresher - Inflation is the value of currency dropping over time. There are a lot of interesting economic concepts that detail
Whether you’re splitting the bill at a restaurant with friends, paying back your parents, or buying snacks at a sports event, it’s hard to beat the convenience of peer-to-peer payment apps like Venmo, Zelle, Google Pay, Cash App, and PayPal. With these apps, you don’t have to worry about finding an ATM or carrying a
Buying food is essential, but if you’re not careful, it can also eat into your budget. We’ve all given into the temptation of dinner at an expensive restaurant or a thoughtless trip to the grocery store where you throw anything and everything into the cart. Unfortunately, these expenses add up quickly and can cause your
Spring is a time for new beginnings and a fresh start. While many people focus on decluttering their homes during spring cleaning, it’s also a great time to clean up and organize your finances. In this blog post, we’ll share some tips on how to spring-clean your finances and organize your financial life. 1. Review Your
Your financial institution is one of the safest places to store your hard-earned cash. The best part? All you have to do is open an account. Your Money is Protected There are two organizations, both backed by the United States government, that insure your money at participating institutions. The FDIC (Federal Deposit Insurance Corporation) provides coverage for
Whether you’re teaching finances to your kids, your grandkids, or those of a loved one, it’s absolutely essential to teach children how to manage the money they have and invest for the future. Spending An understanding of spending, including the ability to budget for and track it, is perhaps the most essential money skill you
Cyberbullying, cyberstalking, and internet scams are on the rise—how can we help kids navigate the internet safely? Since the internet has grown integral to communities worldwide, the question is not how do we help children refrain from using the web, but how we teach them the dangers of the internet. Here are eight rules kids
Cybersecurity Best Practices Scammers use phone calls, email, or text messages to trick you into giving them your personal information. They may try to steal your passwords, account numbers, or other important information. If they get that information, they could gain access to your email, bank, or other accounts. Scammers launch thousands of phishing attacks like
Inflation measures how much prices rise over time. When prices rise, the value of a dollar falls and your purchasing power goes down.What Is Inflation?The price of goods and services—stuff you buy—isn’t constant; prices change over time. When prices go up, that’s inflation. During moments of inflation, it takes more money to buy products or services.
