First Class All The Way

We designed our First Class Checking Accounts with security, convenience, first-class service and exclusive benefits in mind. Plus First Class Checking Debit Mastercard® comes with thousands of dollars in potential savings a year!
First Southern National Bank First Class Debit Mastercard®


We know you have plenty to worry about each day, so we designed our First Class Checking accounts with benefits that ease worries and save you time.

Mastercard ID Theft Protection™

Receive access to a number of Identity Theft resolution services, should you become a victim of identity theft.

Zero Liability Protection

You will not be held liable if your card is used to make unauthorized purchases—whether made in a store, by phone or online.

Mastercard Contactless Payments

Quickly and conveniently pay with one tap at checkout anywhere you see the Contactless symbol.

Priceless Cities Offers & Experiences

Enjoy the cities you love with unique access and special experiences.

Worldwide Acceptance

Travel confidently wherever you do business with acceptance at millions of places worldwide.

Chip Technology

Chip technology offers efficient, secure transactions across cards and contactless, mobile and remote payment channels.

Mastercard Global Service™

24/7 assistance with lost and stolen card reporting, emergency card replacement and emergency cash advance, as well as assistance with locating ATMs.

Mastercard Airport Concierge™

Receive expedited security/immigration processing at select airports and assistance with flight connections from a Meet and Greet agent.

Cash access at ATMs worldwide with surcharge-free ATM locations

Worldwide access to cash regardless of where you travel. In addition, we are part of Alphalink Alliance, a regional network of 205 ATMs. Customers can use these ATMs with no fees from First Southern.

Extended Warranty

Doubles most manufacturer or U.S. store brand warranties for up to one additional year.

Satisfaction Guarantee

Provides a refund if you are dissatisfied with a purchase and the merchant will not accept a return.

Roadside Assistance

Our toll-free dispatch services, administered by Nation Safe Drivers, are available 24/7.

Cell Phone Protection

Cell Phone Protection will reimburse account holders for damage or theft of eligible cellular wireless telephones.**

Identity Theft Restoration

24/7, 365 days per year access to qualified advocates who will work to restore your identity and prevent future incidences.

24/7 Call-A-Doc

Save on healthcare services with unlimited access to 24/7 Call-A-Doc physician consults via telephone or video through your TruBenefit Card.

No First Southern ATM Fees

No ATM Fees assessed by First Southern National Bank when you use a non-First Southern ATM.*

Shopping & Entertainment Discounts

Shopping and Entertainment Discounts from thousands of local and national vendors in 15 shopping categories.

Accidental Death & Dismemberment Insurance

Receive up to $5,000 benefit for injury or loss of life as a result of a covered event, and up to a $20,000 benefit for loss of life as a result of a covered accident.**

Warranty Registration

Warranty Registration allows you to store and access key information about your warranties and the coverage they provide with our easy online system.

Health and Wellness Services

Save on prescription drugs, dental and vision care, hearing exams, and access to laboratory testing at major labs nationwide through TruBenefit card.

Tax Preparation Assistance

Take the worry out of tax preparation with access to a free or reduced option to file taxes and store returns.

Reduced Check Costs

Save up to 40% on select future check orders with a First Class Checking account.

Secure Wallet

Secure your wallet with coverage that will reimburse you for some losses if it is lost or stolen.

$5.95 monthly account fee +

Benefits are provided by non-affiliated third parties.

Mastercard® Guide to Benefits for Debit Cardholders

+Discounts available
*You may still incur fees from the ATM owner.
**Subject to terms and conditions.