Betsy Shelton, who began her career as a loan officer, left the banking industry to focus on a career in the non-profit sector. She spent 18 years serving in various capacities with the YMCA throughout Western Kentucky and Tennessee as well as the local Chamber of Commerce, before returning to her financial roots in banking in 2010. With over 15 years in the banking and commercial lending industry, Shelton partnered with an experienced loan and business development team in Western Kentucky to build a new First Southern National Bank presence in Hopkinsville.

Betsy Shelton


270-839-0901 Office
270-725-7607 Cell
[email protected]
NMLS #652452



4259 Fort Campbell Boulevard
Hopkinsville, KY 42240

Mortgage Lending

We know it takes more than wood or brick or shingles to make a home, so we provide more than just home loans. A First Southern expert will listen to your specific needs and review your financial profile to provide individualized recommendations.

Small Business Loans

We partner with business owners to provide access to the resources and guidance they need to make wise financial decisions.


A Home Equity Line of Credit can be a great option for funding home renovations or other financial needs. The equity in your home can be a tremendous asset to use when securing a loan.


When First Southern National Bank says, “We Believe In You,” it means we also believe certain things about you. We believe that you want to live a life of margin, where you can balance spending, saving, and giving. We believe that you want to make wise financial decisions to enable that kind of living.

Because we believe in you, we are here for you every step of the way.