Tyler Cain has been in banking for 16 years and joined the First Southern team 11 years ago. Cain enjoys working directly with his customer to help them reach their financial goals.


859-623-7199 Office

859-624-6670 Cell

[email protected]
NMLS #872408



894 Richmond Plaza

Richmon, KY 40475

Mortgage Lending

We know it takes more than wood or brick or shingles to make a home, so we provide more than just home loans. A First Southern expert will listen to your specific needs and review your financial profile to provide individualized recommendations.

Small Business Loans

We partner with business owners to provide access to the resources and guidance they need to make wise financial decisions.

Construction Loans

Ready to build? Our construction loans provide funding for the construction process, and then we can help convert you to a home loan that fits your needs when construction is complete.

  • Competitive interest rates
  • Prompt approval and processing
  • The loan is retained and serviced by First Southern
  • Reduce interest costs with funds advanced as work is completed
  • Interest usually tax-deductible – consult your tax advisor
  • We can help convert your loan upon completion of construction
  • We offer a Construction to Permanent financing option


When First Southern National Bank says, “We Believe In You,” it means we also believe certain things about you. We believe that you want to live a life of margin, where you can balance spending, saving, and giving. We believe that you want to make wise financial decisions to enable that kind of living.

Because we believe in you, we are here for you every step of the way.