Coach: What Mortgage Can I Afford? HOW IT WORKS Carefully selecting a mortgage that you know you can afford will help ensure that you can successfully pay for your new home. This Coach session will guide you through setting a goal monthly mortgage payment and finding how much house you can afford. It will also explain
Coach: Navigating Debt Collections HOW IT WORKS Being contacted by a debt collector is scary but not an uncommon situation. The good news is that you have options and there are things you can do to improve your situation. This Coach session will walk you through the most important information that you need to know and
A trust, similar to a will, is a way to designate what happens to a person’s belongings after they pass away. How a Trust Works When setting up a trust (also known as a trust fund), the grantor creates and transfers assets, such as money or property, to it. They decide what happens with the assets and
Moving is a big undertaking, but planning a budget can help make it go as smoothly as possible. To start your budget, it’s important to decide how you will execute the move. Will you hire a moving company, ask for assistance from friends and family, or a combination of the two? For small, local moves,
There's outright fraud and there are inappropriate investments. Follow these tips to stay away from both. It's essential to avoid doing business with dishonest salespeople selling fraudulent investments and those who pressure you for immediate decisions by insisting that an opportunity will evaporate. It's equally important, but it may be harder to decide whether
Whatever your reasons for leaving a job, it’s usually not as simple as saying goodbye to your coworkers and walking out the door. There are things you need to do to set yourself up for success in your new situation and ensure you leave your replacement in a good place.Save Your WorkWhether you’ve already secured another
Not sure where to begin when it comes to taxes? That’s okay, it’s a lot! Let’s go over the what, why, who, when, and how of paying taxes. What What are taxes? Taxes are mandatory charges to individuals and businesses from the government. The money may be owed to local, state, and national governments—it’s not uncommon
Nothing is as certain as death and taxes. While no one has control over the former, there are ways to impact the latter. Read on for several areas where careful planning can lower your tax liability, either now or in the future. Retirement Account Contributions Contributions to a tax-deferred retirement account, like a traditional 401(k),
Coach: Understanding Health Insurance HOW IT WORKS Health insurance is crucial to your financial and physical well-being, but understanding it can be a challenge! This Coach uses a common health care scenario to walk you through the ins and outs of health insurance plans. You’ll enter your plan details (if you have one; if not, we’ll
Coach: Make the Most of Your HSA or FSA HOW IT WORKS Both an FSA and HSA lower your taxable income while providing a way for you to pay for health care costs, but they're not quite the same. This Coach will provide information on both types of accounts, guide you through estimating your health care
Adding a baby to the family is exciting and expensive. Discover how much you’ll need to add to your monthly budget when a baby comes along, and see your one-time expenses based on your preferences. How It Works To start this Coach session, select “Start Here.” A feed will appear; follow along and
Wondering what to do in an emergency if you don’t have an emergency fund? Consider these options. If you find yourself facing an emergency that you’re financially under-prepared for, the prospect of what to do next may feel overwhelming. Don’t panic. There are things you can do to get through this crisis. Work
