After 38-years of service, Kathy Bowling, will be retiring as Branch Manager at the end of August from our Richmond Branch. When did you start your career at FSNB? June 1982 What makes First Southern Special to you? There are so many things that make First Southern special to me, but I think
After 48-years of service, Betty Mitchell will be retiring at the end of August from our Princeton Main Branch as Branch Operations Manager. When did you start your career at FSNB? I started in October 1972. What makes First Southern Special to you? The wonderful customers that I have met throughout the years and my
Congratulations to Nathan Thompson, Property Evaluator, for being named Head Boys' Basketball Coach at Logan County High School! While working at First Southern throughout his adult life, Nathan has coached basketball at the semiprofessional level for the Bowling Green Hornets, as well as at the high school level for both local schools. He
Coach: Trim Your Budget HOW IT WORKS Reducing your monthly expenses is a surefire way to keep more money in your pocket, but getting started is easier said than done. This Coach walks you through your current spending one category at a time and gives you ideas for cutting costs. As you create new spending goals,
Coach: What Mortgage Can I Afford? HOW IT WORKS Carefully selecting a mortgage that you know you can afford will help ensure that you can successfully pay for your new home. This Coach session will guide you through setting a goal monthly mortgage payment and finding how much house you can afford. It will also explain
Coach: Navigating Debt Collections HOW IT WORKS Being contacted by a debt collector is scary but not an uncommon situation. The good news is that you have options and there are things you can do to improve your situation. This Coach session will walk you through the most important information that you need to know and
A trust, similar to a will, is a way to designate what happens to a person’s belongings after they pass away. How a Trust Works When setting up a trust (also known as a trust fund), the grantor creates and transfers assets, such as money or property, to it. They decide what happens with the assets and
Moving is a big undertaking, but planning a budget can help make it go as smoothly as possible. To start your budget, it’s important to decide how you will execute the move. Will you hire a moving company, ask for assistance from friends and family, or a combination of the two? For small, local moves,
There's outright fraud and there are inappropriate investments. Follow these tips to stay away from both. It's essential to avoid doing business with dishonest salespeople selling fraudulent investments and those who pressure you for immediate decisions by insisting that an opportunity will evaporate. It's equally important, but it may be harder to decide whether
Whatever your reasons for leaving a job, it’s usually not as simple as saying goodbye to your coworkers and walking out the door. There are things you need to do to set yourself up for success in your new situation and ensure you leave your replacement in a good place.Save Your WorkWhether you’ve already secured another
Not sure where to begin when it comes to taxes? That’s okay, it’s a lot! Let’s go over the what, why, who, when, and how of paying taxes. What What are taxes? Taxes are mandatory charges to individuals and businesses from the government. The money may be owed to local, state, and national governments—it’s not uncommon
Nothing is as certain as death and taxes. While no one has control over the former, there are ways to impact the latter. Read on for several areas where careful planning can lower your tax liability, either now or in the future. Retirement Account Contributions Contributions to a tax-deferred retirement account, like a traditional 401(k),
