Financial Literacy Resource Center

There is little doubt that many are facing financial hardships in our country today.

The statistics can be startling:

• Only about half of Americans (49%) have $1,000 or more in savings, and one-third of Americans (34%) have no savings at all (SOURCE)

• 78% of Americans feel like they’re living paycheck to paycheck (SOURCE)

• The majority of Americans have less than $50,000 saved for retirement, 36% having less than $10,000 and 24% having nothing saved at all (SOURCE)

• Americans carried more than $1 Trillion in credit card debt in 2023 (SOURCE)

While it can be easy to point fingers and blame those who live in these circumstances, the truth of the matter is that many Americans lack the basic financial knowledge to avoid these pitfalls.

On a scale of 1 to 100, how do you think you’d score in a financial wellness assessment? Answer a few questions about your money habits, and discover areas where you’re succeeding financially, and ones that could use some work. You will receive a rating of your overall financial health and begin to design your path toward financial wellness.

This financial assessment evaluates the 8 most important aspects of your relationship with money.

Consider how you feel about money and learn how to make your finances a source of fulfillment.

Evaluate your progress toward savings goals and learn what you can do to reach them faster.

List your debts and see how your payments affect your overall financial health.

Discover if you’re prepared to weather an emergency and how to create a safety net.

Take a look at how you spend your money and discover how to improve your budgeting skills.

Examine your credit score and borrowing habits to find opportunities to improve.

Find out if you’re on track to retire and what you can do to pick up the pace.

Check for cracks in your coverage and prepare to protect your future.